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Financing available

$455,000

4002 Magnolia Ridge Drive, Melissa, TX 75454

4
beds
2.5
baths
2,800
sqft

Est. with seller financing: $4,414/mo

  • Single-family
  • Built in 2020
  • 6,839 sq ft lot
  • $163/sqft
  • $55/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**Has a Transferable Interest Rate of 4.2% with 25 years still available on the note**Discover a home that effortlessly combines spacious design, modern comfort, and inviting living spaces. Thoughtfully cared for and designed with everyday living in mind, the open layout creates a seamless connection between the main gathering areas, making it easy to entertain or simply enjoy time at home. At the center of the home, the kitchen offers ample workspace, abundant cabinetry, and a layout that keeps you connected to family and guests. Large windows throughout allow natural light to fill the interior, enhancing the home's warm and welcoming atmosphere. Step outside to your own backyard oasis, where a sparkling swimming pool serves as the focal point for outdoor enjoyment. Whether you're cooling off on warm summer days, hosting weekend gatherings, or unwinding after a long day, this private outdoor retreat is sure to impress. With generously sized bedrooms, flexible living spaces, and a location convenient to shopping, dining, parks, and commuter routes, this property offers the perfect blend of convenience, comfort, and lifestyle. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Facts & features

Interior

Features

  • Built In Features
  • High Speed Internet
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Garage

Pool

  • In Ground
  • Pool

Community

Neighborhood

  • Subdivision: Magnolia Ridge Ph 1

HOA

  • Neighborhood Management

Schools

  • District: Melissa ISD
  • Elementary: North Creek
  • Middle: Melissa
  • High: Melissa

Financial & listing details

Listing

  • Price per sq ft: $163
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,414/mo

Principal & interest
$3,295/mo
Property taxes
$852/mo
Homeowners insurance (est.)
$212/mo
HOA dues
$55/mo
Loan amount
$409,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Paul Harding, Orchard Brokerage · MLS #21302901 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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