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Financing available

$450,000

2204 Saratoga Drive, Melissa, TX 75454

3
beds: 2
baths: 2,187
sqft

Est. with seller financing: $4,326/mo

Single-family
Built in 2018
6,360 sq ft lot
$206/sqft
$64/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful 3BR 2ba (optional 4th bed-flex, with no closet) open floor plan home in the highly sought after Liberty subdivision. This home has been updated with high quality finishes throughout including light fixtures, paint, countertops, hardware, and window coverings. Enjoy cooking in this chef’s kitchen with a high performance gas range & utility sink. This home features 3 oversized bedrooms with walk in closets for all of your storage needs, as well as a flex space with endless possibilities. Enjoy epoxy floors in garage & don’t miss out on this backyard! Featuring planters along fence line with privacy trees, and extended covered patio. Zoned to highly rated Harry McKillop Elementary school located within walking distance of the home. Neighborhood amenities include multiple pools, parks & ponds. Easy access to HWY 5 making commutes a breeze. No detail has been spared on making this house the home of your dreams. Check it out today!

Facts & features

Interior

Features

Double Vanity
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Smart Home
Cable Tv
Wired For Data
Walk In Closets
Wired For Sound

Heating & cooling

Heating: Central, Fireplaces, Natural Gas
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Tile

Appliances

Some Gas Appliances
Dishwasher
Electric Oven
Gas Cooktop
Disposal
Gas Water Heater
Microwave
Plumbed For Gas
Tankless Water Heater
Vented Exhaust Fan

Fireplace

Fireplaces: 1
Gas
Gas Log
Living Room
Stone

Exterior & lot

Features

Lighting
Private Yard
Rain Gutters

Construction

Style: Detached
Stories: 1
Roof: Shingle
Foundation: Slab
Materials: Brick, Rock, Stone

Parking

Garage spaces: 2
Concrete
Door Multi
Driveway
Garage Faces Front
Garage
Garage Door Opener
Oversized

Lot

Landscaped
Subdivision
Sprinkler System

Community

Neighborhood

Subdivision: Liberty Ph 4

HOA

First Service Residential

Schools

District: Melissa ISD
Elementary: Harry Mckillop
Middle: Melissa
High: Melissa

Financial & listing details

Listing

Price per sq ft: $206
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,326/mo

Down payment10% ($45,000)10%20%

See If You Qualify

Principal & interest: $3,259/mo
Property taxes: $793/mo
Homeowners insurance (est.): $210/mo
HOA dues: $64/mo

Loan amount: $405,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Heidi Gallini

Compass Texas Realty, LLC

817-303-2822

MLS #: 21392860

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify