HFPHome Finance
Partner
Powered byDoorly
1 / 18
Financing available

$569,000

403 Sedgwick Drive, Fate, TX 75189

4
beds
3.5
baths
2,843
sqft

Est. with seller financing: $4,486/mo

  • Single-family
  • Built in 2026
  • $200/sqft
  • $100/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Gorgeous ONE STORY CORNER LOT UnionMain home with 4 beds, 3 and a half baths, media room, 3 car tandem garage and covered back patio! Tray ceiling details greet you in the foyer and carry through the open living room with a sleek linear gas fireplace, flowing seamlessly into the dining area and chef's kitchen. The kitchen has custom-finished cabinetry with 42 inch upper cabinets with crown molding, granite countertops, stainless steel undermount sink with a Delta Essa pull-out faucet and a full GE stainless steel appliance package including a 36 inch built-in gas cooktop, single wall oven and built-in microwave. Resilient plank luxury vinyl flooring runs throughout the main living areas, with plush carpet in the bedrooms and tile in all bathrooms. The primary suite is a private retreat with tray ceiling detail, large closet and a spa-inspired bath featuring separate shower, soaking tub and 2 sinks. Three additional bedrooms share well-appointed baths and one bedroom has dedicated bathroom. The utility room includes built-in overhead cabinets and a separate mud room with 9 cubby holes, bench and 4 hooks. This home is as smart as it is beautiful — equipped with a video doorbell, Alexa Show, WiFi prewire, Cat5e data outlet, local HDMI and a Honeywell programmable WiFi thermostat. Energy efficiency is built in with high-efficiency 16 SEER HVAC system, HERS certification, tankless hot water heater, dual-pane Low-E argon gas windows, radiant barrier roof decking, 4 inch MERV 10 media filters, water-conserving Delta faucets, LED lighting throughout, rounded corner walls, 8 foot six-panel interior doors. HOA features swimming pool, fitness center, amenity center and biking trails. Available for move in 30 days after contract.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Energy Star Qualified Equipment
  • Cooling: Central Air, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter
  • Living Room

Exterior & lot

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Driveway
  • Garage
  • Garage Door Opener
  • Tandem

Community

Neighborhood

  • Subdivision: Edgewater

HOA

  • FirstService Residential

Schools

  • District: Rockwall ISD
  • Elementary: Sharon Shannon
  • Middle: Herman E Utley
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $200
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,486/mo

Principal & interest
$4,120/mo
Property taxes
Not available
Homeowners insurance (est.)
$266/mo
HOA dues
$100/mo
Loan amount
$512,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Cindy Petty, Tina Leigh Realty · MLS #21326848 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

More homes in Fate