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Financing available

$571,990

549 Pepperwood Drive, Fate, TX 75087

5
beds: 4
baths: 3,311
sqft

Est. with seller financing: $4,475/mo

Single-family
Built in 2026
9,657 sq ft lot
$173/sqft
$66/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

HUGE cul de sac lot!!! Summerfield floorplan with 5th bedroom,4th bath! Located in the beautifully master planned community of Woodcreek with a catch and release pond, 3 amenity pools, greenbelts, hiking trails. Clubhouse, putting green and 2 dog parks. Students will attend the highly rated Rockwall ISD, including an onsite elementary school. Live comfortably and save with an Energy Star Certified home and Zero Energy Ready! Every Beazer home is certified by the Department of Energy as a Zero Energy Ready Home, designed for superior energy efficiency and healthier indoor air quality with Indoor airPLUS. This solar-ready home is built with durable 2x6 exterior walls and spray foam insulation, achieving an impressive average HERS score of 41. Just minutes from Lake Ray Hubbard, Woodcreek in Fate, TX is a vibrant master-planned community designed for fun, connection, and everyday convenience. With multiple amenity centers featuring pools, a basketball court, sports fields, a dog park, and a fitness center, there’s something here for every member of the family to enjoy. Students will thrive in the highly acclaimed Rockwall ISD, making Woodcreek not just a great place to live—but a smart place to grow. Days on market reflect the start of new home‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌ construction

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
High Speed Internet
Cable Tv

Heating & cooling

Heating: Central, Energy Star Qualified Equipment, Natural Gas
Cooling: Central Air, Electric, Energy Star Qualified Equipment

Flooring

Carpet
Ceramic Tile
Wood

Appliances

Dishwasher
Electric Oven
Gas Cooktop
Microwave

Fireplace

Fireplaces: 1
Electric
Insert
Heatilator

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick, Fiber Cement, Rock, Stone

Parking

Garage spaces: 3
Covered
Garage Faces Front
Garage
Garage Door Opener

Lot

Cul De Sac
Greenbelt
Landscaped
Subdivision
Sprinkler System
Few Trees

Community

Neighborhood

Subdivision: Woodcreek

HOA

Woodcreek Fate HOA

Schools

District: Rockwall ISD
Elementary: Billie Stevenson
Middle: Herman E Utley
High: Rockwall

Financial & listing details

Listing

Price per sq ft: $173
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,475/mo

Down payment10% ($57,199)10%20%

See If You Qualify

Principal & interest: $4,142/mo
Property taxes: Not available
Homeowners insurance (est.): $267/mo
HOA dues: $66/mo

Loan amount: $514,791
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Ginger Weeks, RE/MAX DFW Associates · MLS #21393239 · 214-523-3300

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.