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Financing available

$359,900

404 Luzon Street, Tool, TX 75143

4
beds
3
baths
2,163
sqft

Est. with seller financing: $2,803/mo

  • Single-family
  • Built in 2025
  • 9,888 sq ft lot
  • $166/sqft
  • $5/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

GORGEOUS newly built home on nearly a QTR ACRE in a serene community on Cedar Creek Lake just 60 mins from the DFW area! Home offers the perfect blend of a lakeside setting and the comforts of MODERN living featuring 4 bedrooms, 3 FULL bathrooms, and a 2-car attached garage! Greeted at entry by a stunning wood panel ceiling showcasing beautiful ceramic tile through out with ample natural lighting. A living room centered around a ravishing fireplace perfect for entertaining family and friends. An open floor plan seamlessly connects the living to the dining area and kitchen for a warm and inviting space. A state of the art eat in kitchen featuring designer lighting, high quality fixtures, quartz counters and SS appliances. The master suite is separate from all bedrooms complete with a luxurious en-suite bathroom featuring garden tub, separate shower, double vanity and walk in closet! Builder upgrades include spray foam insulation, exterior lighting, high quality fixtures, flat screen wiring in ALL bedrooms, floor to ceiling tile in bathrooms, ceiling fans in bedrooms and living area! Bring your Boat located just minutes from 2 boat docks which are included in community.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Energy Star Acca Rsi Qualified Installation, Energy Star Qualified Equipment, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Glass Doors
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Contemporary Modern, Traditional, Detached
  • Stories: 1
  • Materials: Brick, Frame

Parking

  • Garage spaces: 2
  • Circular Driveway
  • Driveway
  • Garage
  • Garage Door Opener
  • Lighted
  • Oversized
  • Paved
  • Garage Faces Side
  • Boat
  • Rv Access Parking

Lot

  • Back Yard
  • Interior Lot
  • Lawn

Community

Neighborhood

  • Subdivision: Paradise Bay

HOA

  • Paradise Bay

Schools

  • District: Malakoff ISD
  • Elementary: Tool
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $166
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,803/mo

Principal & interest
$2,606/mo
Property taxes
$24/mo
Homeowners insurance (est.)
$168/mo
HOA dues
$5/mo
Loan amount
$323,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jorge Villalpando

Coldwell Banker Realty

214-828-4300

MLS #
21244768

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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