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Financing available

$395,000

517 Shore Line Drive, Tool, TX 75143

3
beds: 2
baths: 1,329
sqft

Est. with seller financing: $3,509/mo

Single-family
Built in 1997
7,405 sq ft lot
$297/sqft
$7/mo HOA
Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover your perfect getaway on the shores of Cedar Creek Lake. This charming home offers a peaceful, relaxing retreat to enjoy year-round. A brand-new Class 4 roof installed in 2025 provides added peace of mind, while the concrete walkway, deck, and railing create convenient access to the cove when water levels are at their peak. Surrounded by mature trees, the spacious lot offers abundant shade and natural beauty in every season. Gather around the built-in fire pit on cool evenings to make s’mores or enjoy time with family and friends. The property also includes additional space for parking your boat or additional vehicles. Whether you’re searching for a weekend retreat, vacation home, or investment property, this home combines comfort, convenience, and lakeside living. A nearby neighborhood boat ramp provides access to deep water, making it effortless to enjoy all that Cedar Creek Lake has to offer.

Facts & features

Interior

Features

Granite Counters
High Speed Internet
Cable Tv
Vaulted Ceilings

Heating & cooling

Heating: Electric
Cooling: Central Air, Electric

Flooring

Carpet
Ceramic Tile
Hardwood
Tile
Wood

Appliances

Dishwasher
Electric Oven
Electric Range
Electric Water Heater
Disposal
Microwave

Fireplace

Fireplaces: 1
Wood Burning

Exterior & lot

Features

Deck
Fire Pit

Construction

Style: Traditional
Stories: 2
Roof: Composition
Foundation: Pillar Post Pier
Materials: Brick

Parking

Additional Parking
Carport
Boat
Rv Access Parking

Lot

Waterfront

Community

Neighborhood

Subdivision: Cedarcrest Shores Estate

HOA

Cedar Crest Shores POA

Schools

District: Malakoff ISD
Elementary: Malakoff
Middle: Malakoff
High: Malakoff

Financial & listing details

Listing

Price per sq ft: $297
County: Henderson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,509/mo

Down payment10% ($39,500)10%20%

See If You Qualify

Principal & interest: $2,860/mo
Property taxes: $458/mo
Homeowners insurance (est.): $184/mo
HOA dues: $7/mo

Loan amount: $355,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Stephanie Shelton

RTR Arlington

214-399-7702

MLS #: 21397061

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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