1 / 33

Financing available

$399,900

103 Latimer Drive, Tool, TX 75143

3
beds: 3
baths: 2,136
sqft

Est. with seller financing: $3,093/mo

Single-family
Built in 1969
13,784 sq ft lot
$187/sqft
$10/mo HOA
Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Panoramic open water view! Well maintained lake house with 100K in updates is nestled on a hill with mature trees, offers lots of shade, a panoramic open water view and an open concept layout. It features new appliances, quartzite counters, and new cabinets, providing ample storage and extra amenities including an oversized island which is perfect for entertaining and hosting family gatherings. Oversized bedrooms and closets provide plenty of space. Large windows throughout the house allow for an abundance of natural light, and spectacular water views. This house is move in ready and will make a great primary residence, vacation home or investment property. Additionally, the house is eligible for short-term rentals. The community offers a private boat ramp, and a lake front common area for residents to use. Both refrigerators, washer and dryer are included. Furniture and contents package is also available. House comes with a transferable foundation warranty!

Facts & features

Interior

Features

Dry Bar
Decorative Designer Lighting Fixtures
Eat In Kitchen
High Speed Internet
Kitchen Island
Open Floorplan
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Electric, Fireplaces, Heat Pump
Cooling: Central Air, Ceiling Fans, Electric, Heat Pump

Flooring

Concrete
Luxury Vinyl Plank
Tile

Appliances

Dryer
Dishwasher
Electric Range
Electric Water Heater
Disposal
Microwave
Refrigerator
Vented Exhaust Fan
Washer

Fireplace

Fireplaces: 1
Glass Doors
Living Room
Masonry
Wood Burning

Laundry

Washer Hookup
Dryer Hookup

Exterior & lot

Features

Balcony
Courtyard
Fire Pit
Lighting
Rain Gutters

Construction

Style: Traditional
Stories: 2
Roof: Composition
Foundation: Pillar Post Pier
Materials: Brick, Fiber Cement, Wood Siding

Parking

Driveway
Gravel
Rv Access Parking

Lot

Back Yard
Lawn
Landscaped
Many Trees
Subdivision
Sprinkler System
View: Water

Community

Neighborhood

Subdivision: Isle of View

HOA

Charlie Wortham

Schools

District: Malakoff ISD
Elementary: Tool
Middle: Malakoff
High: Malakoff

Financial & listing details

Listing

Price per sq ft: $187
County: Henderson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,093/mo

Down payment10% ($39,990)10%20%

See If You Qualify

Principal & interest: $2,896/mo
Property taxes: Not available
Homeowners insurance (est.): $187/mo
HOA dues: $10/mo

Loan amount: $359,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Taffie Phelps

Coldwell Banker Apex, REALTORS

972-208-8797

MLS #: 21310240

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify