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Financing available

$505,000

405 Roger Graves Circle, McKinney, TX 75072

4
beds: 3
baths: 2,523
sqft

Est. with seller financing: $3,937/mo

Single-family
Built in 2012
11,500 sq ft lot
$200/sqft
$44/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful house in highly desirable neighborhood. Gorgeous yard and landscaping. House is perfect for family who likes their space. Large yard with room to spread out and 8 foot privacy fence. Community pool! This amazing home is on a cul-de-sac lot and has a game room and office. Also listed for lease MLS#21067621. Seller has also added gas line to kitchen and back porch for grill!

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Granite Counters
High Speed Internet
Cable Tv

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Appliances

Dishwasher
Electric Range
Disposal
Microwave

Fireplace

Fireplaces: 1
Gas Log
Masonry

Exterior & lot

Construction

Style: Detached
Stories: 2
Foundation: Slab

Parking

Garage spaces: 2
Concrete
Driveway

Lot

Cul De Sac
Landscaped

Community

Neighborhood

Subdivision: Valor Pointe - The Reserve At Westridge Ph 10

HOA

Reserve at West Ridge

Schools

District: Prosper ISD
Elementary: Judy Rucker
Middle: Lorene Rogers
High: Prosper

Financial & listing details

Listing

Price per sq ft: $200
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,937/mo

Down payment10% ($50,500)10%20%

Check Your Financing Options

Principal & interest: $3,657/mo
Property taxes: Not available
Homeowners insurance (est.): $236/mo
HOA dues: $44/mo

Loan amount: $454,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kylie Trojacek, StarCrest Realty · MLS #21098403 · 972-353-5700

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.