HFPHome Finance
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Financing available

$285,000

408 Sunshine Trail, Bells, TX 75414

3
beds
2
baths
1,703
sqft

Est. with seller financing: $2,750/mo

  • Single-family
  • Built in 2000
  • 13,939 sq ft lot
  • $167/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Looking for a home in Bells ISD with a large backyard, home office, and space for pets? Welcome to this 3 bedroom, 2 bath home that is tucked away on a quiet cul de sac in the Thoroughbred Ridge neighborhood with 1,703 square feet of comfortable, single-story living with a layout designed for everyday life. The spacious kitchen features abundant counter space and room to gather, flowing into the living area where dimmable LED lighting creates a warm, inviting atmosphere for movie nights, game days, or entertaining friends. The primary suite is a private retreat with a jetted soaking tub, separate shower, and plenty of room to unwind after a long day. Step outside and you'll find one of this home's standout features—a covered back patio overlooking an oversized fenced backyard with a separate dog run, giving you plenty of space for pets, gardening, outdoor entertaining, or simply enjoying small-town Texas living. Need a dedicated workspace or creative escape? The detached building with electricity has been updated with fresh paint and new flooring and is ready to become your home office, art studio, workout room, hobby space, or quiet retreat. Located just minutes from schools, downtown Bells, and convenient access to US82, Hwy 69, and Hwy 56, this home combines the slower pace of small-town living with an easy commute to Sherman and Denison. If you've been searching for a home with a large backyard, dedicated office, dog run, and Bells ISD, this one is ready for you to see in person!

Facts & features

Interior

Features

  • Cable Tv

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 1
  • Gas Log

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Dog Run

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Lot

  • Cul De Sac

Community

Neighborhood

  • Subdivision: Thoroughbred Ridge

Schools

  • District: Bells ISD
  • Elementary: Bells
  • Middle: Pritchard
  • High: Bells

Financial & listing details

Listing

  • Price per sq ft: $167
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,750/mo

Principal & interest
$2,064/mo
Property taxes
$553/mo
Homeowners insurance (est.)
$133/mo
Loan amount
$256,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Karla Davis, Compass RE Texas, LLC. · MLS #21276009 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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