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Financing available

$497,000

6294 Dugan Chapel Road, Bells, TX 75414

3
beds
2
baths
1,800
sqft

Est. with seller financing: $4,136/mo

  • Single-family
  • Built in 1990
  • 304,964 sq ft lot
  • $276/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

New price improvement lower than a recent independent appraisal, makes this a property to consider. Endless possibilities await at this versatile 7-acre corner property. Located on FM 1897 and Dugan Chapel Road, just two and one half miles north of Bells ISD, this fully fenced and cross-fenced acreage is great for country living and horse and livestock enthusiasts, or can be easily adapted for hobbyist or a self-employed business owner. The barn features an extra-wide center hallway with 2 stalls on each side, a tack room, and a hay shed. It is great for horses, cattle, other livestock, for equipment, recreational use items, or for a self employed person to store plumbing, electrical, landscaping, construction, etc. inventory. The custom built 1990, one and a half story ranch style home offers 3 bedrooms (2 down, 1 up) and 2 baths. Inside, enjoy an open flow area between the living room and kitchen - dining area. Gas log fireplace in the living room has a functional chimney if desired, as there was originally a wood burning cast iron stove that sat on the floor to ceiling stone fireplace area. Added storage in the under-stairs closet and a laundry room with closet, built in ironing board, and space for an upright freezer. Outside features covered front and back porches, large partially shaded front yard, a detached 2-car garage, 2-car carport, the main barn, a 3 room storage building, and 2 pasture loafing sheds. Schedule your viewing today to see what all this property has to offer. Property is basically move in ready but with the new improved price, you could update to your own personal taste if desired. All information deemed correct, buyer and buyer’s agent to verify. Dianna Whitlock, listing agent, is a Texas licensed real estate agent, and has a financial interest in this property.

Facts & features

Interior

Features

  • High Speed Internet
  • Pantry
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Linoleum

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters
  • Storage

Construction

  • Style: Ranch, Detached, Farmhouse
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Wood Siding

Parking

  • Garage spaces: 2
  • Additional Parking
  • Circular Driveway
  • Door Multi
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Gravel
  • Lighted
  • Garage Faces Rear

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Sivills

Schools

  • District: Bells ISD
  • Elementary: Bells
  • Middle: Pritchard
  • High: Bells

Financial & listing details

Listing

  • Price per sq ft: $276
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,136/mo

Principal & interest
$3,599/mo
Property taxes
$305/mo
Homeowners insurance (est.)
$232/mo
Loan amount
$447,300
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Dianna Whitlock, Ann's Realty · MLS #21086066

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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