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Financing available

$325,000

411 W Elm Street, Whitewright, TX 75491

3
beds
2
baths
1,737
sqft

Est. with seller financing: $2,506/mo

  • Single-family
  • Built in 2025
  • 10,716 sq ft lot
  • $187/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 411 W Elm St, a stunning brand-new construction home just steps from Downtown Whitewright. Designed for modern living and built with exceptional craftsmanship, this 3-bedroom, 2-bath residence offers the lifestyle buyers are searching for in one of North Texas’ most charming small towns. Enjoy a bright and open layout with wood-look ceramic tile flooring throughout, tray ceilings, recessed lighting, and energy-efficient features that make daily living comfortable and stylish. The gourmet kitchen is a true centerpiece with quartz countertops, soft-close cabinets, stainless steel appliances, a spacious island, and a walk-in pantry with plenty of storage. The primary suite feels like a private retreat with a designer bathroom, luxury tile, and an oversized walk-in closet that will exceed expectations. Secondary bedrooms are equally spacious with great natural light. Step outside to a covered front porch, covered back patio, and a fully fenced backyard on a generous 0.246-acre lot—ideal for outdoor living, gardening, pets, or future entertainment additions. Located close to Downtown Whitewright shops, restaurants, the Public Library, and beloved local parks including Whitewright Nature Park and Children’s Memorial Park. Families will also appreciate being near Whitewright Elementary and the highly regarded Whitewright ISD. With its modern design, large backyard, and unbeatable location, this new home is truly a rare opportunity in a growing market. Homes like this do not sit long—schedule your private showing today before it’s gone.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 1
  • Covered
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Cleared
  • Interior Lot
  • Landscaped

Community

Neighborhood

  • Subdivision: Otp Whitewright

Schools

  • District: Whitewright ISD
  • Elementary: Whitewright
  • Middle: Whitewright
  • High: Whitewright

Financial & listing details

Listing

  • Price per sq ft: $187
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,506/mo

Principal & interest
$2,354/mo
Property taxes
Not available
Homeowners insurance (est.)
$152/mo
Loan amount
$292,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Diana Gomez

eXp Realty

888-519-7431

MLS #
21341473

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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