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Financing available

$320,000

1250 Garrett Road, Whitewright, TX 75491

3
beds: 1
baths: 1,748
sqft

Est. with seller financing: $2,675/mo

Single-family
Built in 1960
171,191 sq ft lot
$183/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to your own slice of country paradise in the Tom Bean ISD! Nestled on 4 beautiful acres, this charming 3-bedroom, 1-bath home is full of character and endless potential. A circular driveway welcomes you home, while the spacious shop provides the perfect place for hobbies, projects, storage, or equipment. Whether you're dreaming of a large garden, a small farm, or a place for your animals to roam, this property offers the space and flexibility to make it happen. Enjoy peaceful country living with room to grow, create, and customize to your heart's content. If you've been searching for acreage, functionality, and opportunity all in one property, this is the one you've been waiting for!

Facts & features

Interior

Features

Eat In Kitchen
Pantry

Heating & cooling

Heating: Central
Cooling: Central Air

Appliances

Electric Range

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Shingle
Foundation: Pillar Post Pier

Parking

Garage spaces: 2
Additional Parking
Circular Driveway
Carport
Driveway
Workshop In Garage

Lot

Back Yard
Lawn
Pasture
Pond On Lot
Many Trees

Community

Neighborhood

Subdivision: Tom Bean South Add

Schools

District: Tom Bean ISD
Elementary: Tom Bean
Middle: Tom Bean
High: Tom Bean

Financial & listing details

Listing

Price per sq ft: $183
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,675/mo

Down payment10% ($32,000)10%20%

Check Your Financing Options

Principal & interest: $2,317/mo
Property taxes: $209/mo
Homeowners insurance (est.): $149/mo

Loan amount: $288,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Hillary Gurnea, RangePoint Realty, LLC · MLS #21295346 · 903-821-3200

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.