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Financing available

$584,000

415 Sedgwick Drive, Fate, TX 75189

5
beds
4.5
baths
3,448
sqft

Est. with seller financing: $4,602/mo

  • Single-family
  • Built in 2026
  • $169/sqft
  • $100/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Gorgeous UnionMain Homes with 5 bedrooms, 4 and a half baths, living room, 2 dining rooms, office, game room, large covered back patio, and 2 car garage. Full brick front porch and elegant curb appeal welcome you home, with a 8 foot decorative front door featuring keyless entry. Inside, enjoy crown moulding at the entry, resilient laminate plank flooring, rounded corners, and 8 foot Rockport doors on the first floor. The kitchen features shop-finished cabinets with 42 inch upper cabinets, 3cm granite countertops, a large breakfast island, and a stainless steel appliance package with gas range and energy-saving dishwasher. The primary bedroom, one guest bedroom, and office are on the first floor. The primary bedroom offers a private retreat with a large walk in closet, dual vanity sinks, a 42 inch x 42 inch walk-in shower, and a classic garden tub with tile surround. Additional highlights include a mud room, dual-zone air conditioning system, Honeywell WiFi thermostat, and a full security system with smoke and carbon monoxide detectors, full sprinkler system, 6 foot stained with cap fence, 16 SEER AC, PEX plumbing, tankless water heater, 30 year Dimensional Driftwood shingles, Vinyl Low E windows. Backed by a 10-year structural warranty. The HOA features a swimming pool, playground, and hiking & biking trails. Available for move in 30 DAYS FROM CONTRACT.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Energy Star Qualified Equipment
  • Cooling: Central Air, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater

Exterior & lot

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Edgewater

HOA

  • FirstService Residential

Schools

  • District: Rockwall ISD
  • Elementary: Sharon Shannon
  • Middle: Herman E Utley
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $169
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,602/mo

Principal & interest
$4,229/mo
Property taxes
Not available
Homeowners insurance (est.)
$273/mo
HOA dues
$100/mo
Loan amount
$525,600
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Cindy Petty

Tina Leigh Realty

972-824-0631

MLS #
21320305

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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