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Financing available

$579,900

1320 Cartona Road, Fate, TX 75087

3
beds
3
baths
2,417
sqft

Est. with seller financing: $5,334/mo

  • Single-family
  • Built in 2024
  • 7,187 sq ft lot
  • $240/sqft
  • $100/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This beautifully designed Grand Homes residence delivers an impressive combination of style, space and functionality. Step inside to soaring cathedral ceilings, abundant natural light and an open-concept living area anchored by a cozy fireplace. The spacious kitchen is made for gathering, featuring granite countertops, a large island, pantry and an easy flow into the dining and living areas. The thoughtfully designed split-bedroom floor plan offers 3 bedrooms and 3 full baths, including a versatile secondary suite with its own bath ideal for guests, multigenerational living or a private retreat. The primary suite features a spacious bath, double vanity and walk-in closet. A formal dining area and window-filled breakfast space provide additional flexibility for entertaining and everyday living. Outside, enjoy a covered patio and backyard, while Monterra residents have access to community amenities including a pool, park and walking jogging biking paths. Located in Rockwall ISD with convenient access to shopping, dining, major roadways and the Lake Ray Hubbard area. Modern design, flexible living spaces and outstanding community amenities make 1320 Cartona Rd a wonderful place to call home. Buyer and Buyer’s Agent to verify all measurements, square footage, schools, attendance zones, and all information contained herein.

Facts & features

Interior

Features

  • Cathedral Ceilings
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Natural Gas
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Convection Oven
  • Dishwasher
  • Gas Cooktop
  • Gas Oven
  • Microwave

Fireplace

  • Fireplaces: 1
  • Electric
  • Family Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Gas Grill
  • Outdoor Grill
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • On Site
  • Garage Faces Side
  • On Street

Pool

  • Community

Lot

  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Monterra Ph 1a

HOA

  • 1st Service Residential

Schools

  • District: Rockwall ISD
  • Elementary: Celia Hays
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $240
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,334/mo

Principal & interest
$4,199/mo
Property taxes
$764/mo
Homeowners insurance (est.)
$271/mo
HOA dues
$100/mo
Loan amount
$521,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of K.G. Nair, OnDemand Realty · MLS #21398637 · 214-766-5833

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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