HFPHome Finance
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Financing available

$549,000

1328 Castello Drive, Fate, TX 75087

4
beds
3.5
baths
2,687
sqft

Est. with seller financing: $4,432/mo

  • Single-family
  • Built in 2026
  • 9,365 sq ft lot
  • $204/sqft
  • $200/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Step into exceptional new construction, where Highland Homes’ Fleetwood plan delivers an open, light-filled design with thoughtful spaces for everyday living and entertaining. Brand new and Ready Now, this home pairs high ceilings and abundant windows with a welcoming fireplace, dedicated study, game room, powder bath, and inviting outdoor living space. The kitchen is designed to impress, featuring a paneled island, quartz countertops, and a 36” gas cooktop that makes entertaining effortless. In the primary suite, a bay window adds character and natural light, while the spa-inspired bath offers a freestanding tub and glass-enclosed shower. Set within Monterra, a vibrant master-planned community, residents enjoy a resort-style pool, pickleball court, walking trails, playground, and amenity center—creating a strong sense of neighborhood identity and belonging. Convenient access to grocery stores, shopping, and major employment centers adds everyday ease.

Facts & features

Interior

Features

  • Kitchen Island
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central, Energy Star Qualified Equipment, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas Log

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Garage Faces Front
  • Garage
  • Tandem

Pool

  • Community

Community

Neighborhood

  • Subdivision: Monterra

HOA

  • Legacy Southwest

Schools

  • District: Rockwall ISD
  • Elementary: Celia Hays
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $204
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,432/mo

Principal & interest
$3,976/mo
Property taxes
Not available
Homeowners insurance (est.)
$256/mo
HOA dues
$200/mo
Loan amount
$494,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dina Verteramo

Highland Homes Realty

888-524-3182

MLS #
21370191

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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