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Financing available

$489,900

4160 Fm 513 S, Lone Oak, TX 75453

4
beds
2.5
baths
3,257
sqft

Est. with seller financing: $4,193/mo

  • Single-family
  • Built in 1974
  • 65,340 sq ft lot
  • $150/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully maintained home in the highly sought-after Lone Oak ISD! Seller is offering a $20K concession for rate buy down or for improvements. This spacious property offers 4 bedrooms, 2.5 bathrooms, two inviting living areas, and two dining spaces, providing plenty of room for both everyday living and entertaining. Step outside and enjoy your own private backyard retreat featuring an inground gunite swimming pool, a shop, and a greenhouse—perfect for hobbies, projects, or gardening enthusiasts. Lovingly cared for over the years, this home reflects true pride of ownership and has been a cherished family treasure. Conveniently located between U.S. Highway 69 and Interstate 30, this property offers an ideal commute while still providing the peace and charm of country living. You’ll also appreciate being just minutes from Lake Tawakoni, where fishing, boating, and outdoor recreation await. Don’t miss this exceptional opportunity to own a beautiful home in a prime location. Schedule your private showing today! Additional land also available for purchase.

Facts & features

Interior

Features

  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Cable Tv

Heating & cooling

  • Heating: Electric
  • Cooling: Electric

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter

Exterior & lot

Features

  • Fire Pit

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Circular Driveway
  • Concrete
  • Garage
  • Garage Door Opener

Pool

  • Gunite
  • In Ground
  • Pool

Community

Neighborhood

  • Subdivision: Boren James Tr L12

Schools

  • District: Lone Oak ISD
  • Elementary: Loneoak
  • Middle: Loneoak
  • High: Loneoak

Financial & listing details

Listing

  • Price per sq ft: $150
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,193/mo

Principal & interest
$3,548/mo
Property taxes
$416/mo
Homeowners insurance (est.)
$229/mo
Loan amount
$440,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of LeeAnn Doss, Southern Grace Realty · MLS #21319226 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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