$549,900
3971 Rs County Road 1605, Lone Oak, TX 75453
- 3
- beds
- 3
- baths
- 1,989
- sqft
Est. with seller financing: $4,871/mo
- Single-family
- Built in 2020
- 627,830 sq ft lot
- $276/sqft
- Rains County
Interested in this home?
Seller financing is available to qualified buyers.
About this home
Facts & features
Interior
Features
- Decorative Designer Lighting Fixtures
- High Speed Internet
- Kitchen Island
- Pantry
- Cable Tv
Heating & cooling
- Heating: Central, Natural Gas
- Cooling: Central Air, Electric
Flooring
- Carpet
- Luxury Vinyl Plank
- Tile
Appliances
- Dishwasher
- Gas Cooktop
- Disposal
- Microwave
Fireplace
- Fireplaces: 1
- Gas Log
Laundry
- Washer Hookup
- Dryer Hookup
- Laundry In Utility Room
Exterior & lot
Construction
- Style: Traditional, Detached, Farmhouse
- Stories: 1
- Roof: Composition
- Foundation: Slab
- Materials: Fiber Cement, Rock, Stone
Parking
- Garage spaces: 2
- Garage
- Garage Door Opener
- Garage Faces Side
Lot
- Acreage
- Cleared
- Corner Lot
- Pasture
- Many Trees
Community
Neighborhood
- Subdivision: Smith FL
Schools
- District: Rains ISD
- Elementary: Rains
- Middle: Rains
- High: Rains
Financial & listing details
Listing
- Price per sq ft: $276
- County: Rains
- Financing: Financing available from HFP, powered by Doorly
Estimated payment with seller financing
- Principal & interest
- $3,982/mo
- Property taxes
- $632/mo
- Homeowners insurance (est.)
- $257/mo
- Loan amount
- $494,910
- Seller financing rate (est.)
- 9.00%
- Term
- 30-year fixed
This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.
Location
Love this home?Let's find a way to make it yours.
Powered byDoorlyA traditional mortgage isn't the only way to buy a home.
If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.
Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.
Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.
How our financing program works
- 1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
- 2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
- 3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.
This is different from traditional seller financing, where the seller lends you the money. See the full requirements
Listing courtesy of Arielle McCallister, Easy Life Realty · MLS #21402984 · 903-224-5171
Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.
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