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Financing available

$703,670

418 Chatham Street, Lakewood Village, TX 75068

4
beds
4.5
baths
3,889
sqft

Est. with seller financing: $5,632/mo

  • Single-family
  • Built in 2026
  • 8,420 sq ft lot
  • $181/sqft
  • $208/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

What's Special: Corner Lot - Oversized Lot - Dedicated Study - Game Room & Media. New Construction – October Completion! Built by Taylor Morrison, America's Most Trusted Home Builder. Welcome to the Ruby at 418 Chatham Street in South Oak! This spacious two-story home is designed for both everyday comfort and effortless entertaining, featuring an open-concept great room that flows into a beautifully appointed kitchen with a large island, walk-in pantry, and adjacent dining spaces. The private primary suite offers a peaceful retreat with a luxurious bath and oversized walk-in closet, while a dedicated study provides a quiet place to work or unwind. A first-floor secondary bedroom with its own bath creates flexible living options for guests or multi-generational households. Upstairs, two additional bedrooms, a game room, and a media room offer plenty of space for gathering, relaxing, and making memories. A covered patio and three-car tandem garage complete this thoughtfully crafted home. Experience lakeside living at South Oak 60s, an upscale community with tree-lined streets and top-tier amenities. Enjoy walking paths, a catch-and-release pond, and a clubhouse with a resort-style pool, fitness rooms, lounges, and a catering kitchen. A new elementary school less than two miles away. Additional Highlights Include: island wrap, upgraded cabinet crown molding, trash pullout, and soft close drawer and doors. Photos are for representative purposes only. MLS#21350666

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Electric Range
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Log

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Tandem

Pool

  • Community

Lot

  • Corner Lot
  • Landscaped
  • Sprinkler System

Community

Neighborhood

  • Subdivision: South Oak

HOA

  • Neighborhood Management, Inc.

Schools

  • District: Little Elm ISD
  • Elementary: Lakewood Village
  • Middle: Jerry Walker
  • High: Little Elm

Financial & listing details

Listing

  • Price per sq ft: $181
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,632/mo

Principal & interest
$5,096/mo
Property taxes
Not available
Homeowners insurance (est.)
$328/mo
HOA dues
$208/mo
Loan amount
$633,303
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Bobbie Alexander, Alexander Properties · MLS #21350666 · 281-619-8241

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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