HFPHome Finance
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Financing available

$825,000

4214 Ghost Crab Lane, Galveston, TX 77554

3
beds
3
baths
1,695
sqft

Est. with seller financing: $7,582/mo

  • Single-family
  • Built in 1983
  • 8,581 sq ft lot
  • $487/sqft
  • $44/mo HOA
  • Galveston County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Priced well below its appraised value, this beautifully maintained 3-bedroom, 3-bath beach home offers an exceptional opportunity in the highly desirable Pirates Beach subdivision. Just steps from the beach with beautiful ocean views, this owner-occupied vacation retreat has been lovingly cared for and is not currently being used as a short-term rental. The open-concept kitchen and living area provide the perfect space for entertaining, while abundant natural light creates a warm, inviting atmosphere. Outside, enjoy a spacious yard, an outdoor shower for rinsing off after the beach, and relaxing deck space to take in the coastal surroundings. Sold fully furnished, this turnkey property is ideal as a personal beach getaway, full-time residence, or future vacation rental. Mandatory country club membership provides access to additional community amenities, enhancing the coastal lifestyle. Don't miss this opportunity to own your own slice of Galveston paradise.

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • See Remarks

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Outdoor Shower
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Garage spaces: 1
  • Additional Parking
  • Garage Faces Front

Lot

  • Landscaped
  • Subdivision

Community

Neighborhood

  • Subdivision: Pirates Beach 7

HOA

  • PBPOA/CKM Property Management

Schools

  • District: Galveston ISD
  • Elementary: Oppe
  • Middle: Weis
  • High: Ball

Financial & listing details

Listing

  • Price per sq ft: $487
  • County: Galveston
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,582/mo

Principal & interest
$5,974/mo
Property taxes
$1,179/mo
Homeowners insurance (est.)
$385/mo
HOA dues
$44/mo
Loan amount
$742,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Melonee Foss, C21 Fine Homes Judge Fite · MLS #21210071 · 469-621-0081

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.