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$327,900

45145 Fringewood Drive, Whitney, TX 76692

3
beds
2
baths
1,676
sqft

Est. with seller financing: $3,138/mo

  • Single-family
  • Built in 2003
  • 14,375 sq ft lot
  • $196/sqft
  • $250/mo HOA
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Enchanting and full of personality, this whimsical custom home blends storybook charm with a relaxed lake-lifestyle aesthetic. The striking combination of stone and bold blue siding creates unforgettable curb appeal; while soaring rooflines and mature shade trees give the property a peaceful, tucked-away feel. This 3-bedroom, 2-bath home offers exceptional indoor and outdoor living with a screened-in lower patio and oversized upper deck — ideal for entertaining, unwinding, or enjoying the serene surroundings. Inside, soaring ceilings, expansive windows, and a dramatic floor-to-ceiling stone fireplace create a stunning focal point in the open-concept living space. Warm wood accents, natural textures, and abundant natural light enhance the home’s contemporary lodge-inspired design while bringing the beauty of the outdoors inside. The kitchen and breakfast nook offer a cozy yet airy atmosphere with warm finishes, soft contemporary tones, and seamless patio access — perfect for morning coffee, casual dining, or gathering with guests. The spacious primary suite serves as a private sanctuary featuring vaulted ceilings, a skylight, and private balcony access that creates a peaceful treehouse-like setting. Thoughtfully designed with tranquil views and an airy ambiance, the suite offers the perfect blend of comfort and relaxation. SQ footage on this home is from Hill County CAD. Floorplan is in the transaction desk states living area is rounded to 2012 SQ FT. Located within White Bluff Resort, residents enjoy access to outstanding amenities including two 18-hole golf courses, four swimming pools, restaurants, tennis courts, playgrounds, parks, a marina, two boat ramps, volunteer fire department, conference center, and hotel, spa and fitness center, and gated security. The home is just minutes away from Lake Whitney!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room
  • Wood Burning

Exterior & lot

Features

  • Balcony
  • Dog Run

Construction

  • Style: Mid Century Modern, Detached
  • Stories: 2
  • Roof: Shingle, Tile
  • Foundation: Slab
  • Materials: Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Rv Access Parking

Pool

  • Community

Lot

  • Corner Lot
  • Landscaped
  • Many Trees

Community

Neighborhood

  • Subdivision: White Bluff #45

HOA

  • Castle

Schools

  • District: Whitney ISD
  • Elementary: Whitney
  • Middle: Whitney
  • High: Whitney

Financial & listing details

Listing

  • Price per sq ft: $196
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,138/mo

Principal & interest
$2,375/mo
Property taxes
$360/mo
Homeowners insurance (est.)
$153/mo
HOA dues
$250/mo
Loan amount
$295,110
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Karla Clift

Gary Wallace Realty

254-266-0688

MLS #
21376493

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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