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Financing available

$319,000

172 Giant Cedar Trail, Whitney, TX 76692

5
beds
3
baths
2,351
sqft

Est. with seller financing: $2,459/mo

  • Single-family
  • Built in 1984
  • 16,074 sq ft lot
  • $136/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Lake house on beautiful Lake Whitney! This home offers a spacious 5 bedroom, 3 full bath, 3 story with lookout tower and ready for Lake Living. Has VRBO income property potential with fully furnished home and ready for rentals that sleeps 16. On .369 acres that backs up to secluded Corp land. Kitchen with stove, refrigerator and pantry. game media room with foosball table. Full-size pool table. Plenty of outdoor living space from the front porch area, to the back deck, to the side fire pit. Plenty of parking and 5-8 minute walk to the lake. Buyer and buyer's agent to verify all information.

Facts & features

Interior

Features

  • Multiple Staircases
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Engineered Hardwood
  • Luxury Vinyl Plank

Appliances

  • Electric Cooktop
  • Electric Oven
  • Refrigerator

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Courtyard
  • Outdoor Living Area
  • Rain Gutters

Construction

  • Style: Detached
  • Roof: Composition

Parking

  • Covered
  • Carport

Lot

  • Landscaped
  • Many Trees

Community

Neighborhood

  • Subdivision: Lakeside Hills

Schools

  • District: Whitney ISD
  • Elementary: Whitney
  • Middle: Whitney
  • High: Whitney

Financial & listing details

Listing

  • Price per sq ft: $136
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,459/mo

Principal & interest
$2,310/mo
Property taxes
Not available
Homeowners insurance (est.)
$149/mo
Loan amount
$287,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Gary Wallace, Gary Wallace Realty · MLS #21261391 · 254-266-0688

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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