HFPHome Finance
Partner
Powered byDoorly
1 / 32
Financing available

$345,000

495 Oak Hills Lane, Fate, TX 75189

3
beds
2
baths
2,160
sqft

Est. with seller financing: $3,184/mo

  • Single-family
  • Built in 2012
  • 8,494 sq ft lot
  • $160/sqft
  • $85/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

There’s something instantly welcoming about this Williamsburg home. Bright, open, and beautifully cared for, this 3-bedroom, 2-bath home offers a thoughtful floor plan, a 3-car garage, and some surprisingly hard-to-find extras. Step inside to an extended foyer that creates a gracious introduction to the home before opening into the dining and living spaces. Two secondary bedrooms are tucked along the front of the home with a shared hall bath, while the primary suite enjoys its own private location. At the center of it all is a spacious kitchen designed for real life—an oversized island gives everyone a place to gather, while a gas range, electric oven, microwave, walk-in pantry, and generous breakfast area make the space as functional as it is inviting. Large windows bring in plenty of natural light and offer a lovely view of the backyard from the kitchen and breakfast room. The primary suite has a feature that's especially hard to find: dual walk-in closets. The ensuite bath feels like a retreat with a garden tub and an extra-large shower featuring two shower heads and body sprayers. And if storage is on your wish list, this home delivers. Extra linen closets provide storage where you need it most, while built-in cabinetry in the 3-car garage adds even more room to keep everything organized. Well loved, well maintained, and ready for its next chapter, this is the kind of home that simply feels good when you walk through the door. Recent updates to the water heater, roof, fence, stove top, vent-a-hood, fresh paint, and beautiful new front door make this home even more appealing with less maintenance to worry about before you move in! Comfortable without being ordinary, spacious without wasted space, and ready to welcome you home.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Kitchen Island
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Refrigerator

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Door Multi
  • Door Single
  • Driveway

Pool

  • Community

Lot

  • Interior Lot
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Williamsburg Ph 1a

HOA

  • Williamsburg Fate HOA - First Service Residential

Schools

  • District: Rockwall ISD
  • Elementary: Lupe Garcia
  • Middle: Ursula Rakow
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $160
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,184/mo

Principal & interest
$2,498/mo
Property taxes
$440/mo
Homeowners insurance (est.)
$161/mo
HOA dues
$85/mo
Loan amount
$310,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Patty Turner, Keller Williams Rockwall · MLS #21389745 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

More homes in Fate