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Financing available

$345,000

929 Philadelphia Street, Fate, TX 75189

4
beds
3
baths
2,479
sqft

Est. with seller financing: $3,231/mo

  • Single-family
  • Built in 2021
  • 5,532 sq ft lot
  • $139/sqft
  • $85/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

SELLER WILL PAY 10K IN BUYER'S CLOSING COSTS. SELLERS ARE CRUSHED WITH TWO BUYERS FAILING TO QUALIFY! IMMACULATE HOME READY FOR IMMEDIATE MOVE-IN. Coveted Open Floor Plan with Spacious Living and Dining, Featuring Massive 20 x 15 Kitchen Complete with Sleek Granite Counters, Large Subway-Tile Backsplash and Stainless-Steel Appliances with Gas Range. You’ll Especially Love the Oversized Coffee Bar with Plenty of Extra Cabinet Space. The Primary Suite Serves as a Private Sanctuary with Large Windows Overlooking the Backyard and Ensuite Bath Boasting an Oversized Shower and a Generous Walk-In Closet. While the Primary Suite and Three Bedrooms are Conveniently Located on the Main Level, You’ll Find a Hidden Retreat Upstairs Featuring a Spacious Family Room and a Full Bath. THIS UPSTAIRS SECOND LIVING WITH FULL BATH COULD EASILY BE 5TH BEDROOM! The Three Additional Bedrooms Provide Flexibility to Suite Your Lifestyle. Whether You Need Space for Children, a Dedicated Home Office, A Guest Room, Or Even a Personal Workout Area, This Home Has You Covered. Step Outside to Enjoy Outdoor Living Space Flagstone and Rock Pathway Lead to 13 x 11 Artfully Crafted Pergola with a Solid Gabled Roof, Integrated Ceiling Fan, Bistro Lighting and Flagstone Inspired Stained Concrete. The Perfect Boutique Space for Year-Round Chilling. Easy to Maintain Artificial Grass in Back Yard. Enjoy the Community Pool, Club House, Parks, Fitness Center and more. Wonderful HOA Events Such as Easter Egg Hunts, Bunco, Crawfish boil and Holiday Celebrations. Rockwall ISD. Ideally Located Within Walking Distance of the Lupe Garcia Elementary School and the Ursla Rakow Brand-New Middle School Located in the Neighborhood. Heath High School.

Facts & features

Interior

Features

  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Gas Range
  • Microwave

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage

Pool

  • Community

Lot

  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Williamsburg Phase 3A-1

HOA

  • Williamsburg HOA

Schools

  • District: Rockwall ISD
  • Elementary: Lupe Garcia
  • Middle: Ursula Rakow
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $139
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,231/mo

Principal & interest
$2,498/mo
Property taxes
$487/mo
Homeowners insurance (est.)
$161/mo
HOA dues
$85/mo
Loan amount
$310,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dea Kelly

Coldwell Banker Realty

972-771-9001

MLS #
21249065

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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