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Financing available

$158,500

503 N Harding Street, Breckenridge, TX 76424

3
beds: 2
baths: 1,296
sqft

Est. with seller financing: $1,222/mo

Single-family
Built in 1978
11,238 sq ft lot
$122/sqft
Stephens County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Looking for an affordable home in a quiet neighborhood? This brick 3 BR, 2 Bath home boasts all brand new energy efficient windows and sliding door going to the back patio. A new roof was installed 8 years ago and the Air Conditioning unit is only 9 years old, with 1 year left on it's warranty for added peace of mind. The hot water heater was installed in 2023. Walk into the front door to a freshly painted open living and dining area. Dining is connected to the kitchen which has a breakfast bar for extra seating. Pull into the carport and enter the home through the laundry room and then right into the kitchen for ease of unloading groceries and other items. There is a store room in the carport which also houses the hot water heater. Relax in the privacy fenced big back yard under the shade of two huge oak trees that shade most of the yard. This home is priced to sell and won't last long so call for your appointment now!

Facts & features

Interior

Features

Chandelier
Open Floorplan
Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Laminate

Appliances

Dishwasher
Electric Range

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition, Shingle
Foundation: Slab
Materials: Brick

Parking

Attached Carport
Driveway

Lot

Back Yard
Hardwood Trees
Lawn
Landscaped
Few Trees

Community

Neighborhood

Subdivision: Mesquite

Schools

District: Breckenridge ISD
Elementary: South
Middle: Breckenrid
High: Breckenrid

Financial & listing details

Listing

Price per sq ft: $122
County: Stephens
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,222/mo

Down payment10% ($15,850)10%20%

See If You Qualify

Principal & interest: $1,148/mo
Property taxes: Not available
Homeowners insurance (est.): $74/mo

Loan amount: $142,650
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Michelle McNabb, Copperleaf Properties · MLS #21398235 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.