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Financing available

$189,000

514 W Walker Street, Breckenridge, TX 76424

2
beds
2
baths
2,671
sqft

Est. with seller financing: $1,772/mo

  • Single-family
  • Built in 1955
  • 6,708 sq ft lot
  • $71/sqft
  • Stephens County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Offering 2 bedrooms, 2 bathrooms, 2,033 square feet, and situated on 0.154 acres, this lovingly maintained 1955 brick home is proof that some places only become more beautiful with time. Just a short stroll from downtown and prominently positioned along a main thoroughfare, this distinctive property is zoned for both residential and commercial use, offering endless possibilities. Step inside to a welcoming living room that flows effortlessly into the kitchen, where beautifully preserved original tile adds warmth, character, and timeless appeal. It's the kind of space where conversations linger, family recipes are shared, and everyday moments become lasting memories. The hallway leads to a spacious guest bedroom, complemented by cedar-lined hallway closets that provide charm and practical storage. Nearby, the guest bath features beautifully preserved vintage tile in its own classic color, while the private primary suite offers an ensuite bath with matching tile in a complementary hue. Gas wall heaters in both bathrooms provide added comfort. A versatile bonus room with new flooring and fresh paint is ready to become a home office, nursery, guest room, or cozy den. The adjoining sunroom opens to a private patio and fully fenced backyard complete with a storage building, sprinkler system, rain gutters, and an attached two-car garage with automatic overhead doors. Thoughtful improvements include a new HVAC system, new PEX plumbing beneath the home, a new water heater, new breaker box, and a durable metal roof & complete with new fridge, washer & dryer, allowing the next owner to simply settle in and enjoy. Homes with this much character are becoming increasingly rare. Lovingly preserved, thoughtfully improved, and filled with possibilities, this is more than a place to own—it's a place to belong. Buyer or buyer's agent to verify all info.

Facts & features

Interior

Features

  • Built In Features
  • Cedar Closets
  • Eat In Kitchen
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Laminate

Appliances

  • Some Gas Appliances
  • Plumbed For Gas

Exterior & lot

Features

  • Private Yard
  • Rain Gutters
  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Alley Access
  • Driveway
  • Garage
  • Garage Door Opener

Lot

  • Corner Lot

Community

Neighborhood

  • Subdivision: Original

Schools

  • District: Breckenridge ISD
  • Elementary: South
  • Middle: Breckenrid
  • High: Breckenrid

Financial & listing details

Listing

  • Price per sq ft: $71
  • County: Stephens
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,772/mo

Principal & interest
$1,369/mo
Property taxes
$315/mo
Homeowners insurance (est.)
$88/mo
Loan amount
$170,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Misty Perez, Southridge Realty Group · MLS #21329090 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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