HFPHome Finance
Partner
Powered byDoorly
Financing available

$479,000

5220 Lake Charles Drive, Waco, TX 76710

4
beds
2.5
baths
2,215
sqft

Est. with seller financing: $4,439/mo

  • Single-family
  • Built in 1963
  • 10,411 sq ft lot
  • $216/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

WELCOME HOME! Mid century character meets fresh, modern style in this beautifully renovated 4 bedroom, 2.5 bath home in Waco’s comfortable Lake Air Estates neighborhood. Set beneath mature trees, this home offers space and character with charming finishes in the thoughtfully updated interior. Inside, an open and inviting floor plan creates an easy connection between the living, dining, and kitchen areas. Abundant natural light, updated finishes, and carefully considered details give the home a bright, comfortable feel while maintaining the character that makes mid century homes so appealing. The spacious kitchen serves as the heart of the home, with plenty of room for everyday family life as well as entertaining friends and guests. With the four bedrooms and two-and-a-half baths, there is flexibility for family, guests, a home office, or whatever fits your lifestyle. Outside, the large backyard offers even more room to enjoy the property whether it is weekend cookouts, entertaining or simply relaxing beneath the shade of the mature trees. To add to the homes appeal, THE SELLER is OFFERING a $9,500 BUYER CREDIT TOWARD INTEREST RATE BUYDOWN! Take advantage of an opportunity to reduce your financing costs while making this beautifully remodeled Lake Air Estates home your own. Schedule your private showing today.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • In Hall

Exterior & lot

Features

  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking

Lot

  • Sprinkler System

Community

Neighborhood

  • Subdivision: Lake Air Estate

Schools

  • District: Waco ISD
  • Elementary: Mountainview
  • Middle: Tennyson
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $216
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,439/mo

Principal & interest
$3,469/mo
Property taxes
$746/mo
Homeowners insurance (est.)
$224/mo
Loan amount
$431,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Lisa Hooper

AG Real Estate & Associates

254-296-9100

MLS #
21389806

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

More homes in Waco