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Financing available

$475,000

1108 Oakwood Avenue, Waco, TX 76706

4
beds
4.5
baths
1,840
sqft

Est. with seller financing: $4,188/mo

  • Single-family
  • Built in 2022
  • 8,233 sq ft lot
  • $258/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Parent or Investor Buyers! This one checks all the boxes for smart college living and long-term value. Built in 2022 and located in the ever-growing Baylor Bubble, this 4-bedroom, 4.5-bath home was thoughtfully designed with students (and peace-of-mind parents) in mind. Each spacious bedroom features its own private bathroom and walk-in closet—perfect for privacy, comfort, and easy roommate living. The open-concept living and kitchen area creates a natural gathering space, while a convenient half bath downstairs is ideal for guests. With one bedroom and bath on the main floor and three upstairs, the layout offers flexibility for a variety of living arrangements. Enjoy outdoor living with a charming front porch, upper balcony, and a large, private fenced backyard—great for relaxing or entertaining. The home also includes a private driveway with rear parking for added convenience. Located just over half a mile from Baylor University and a short distance to Magnolia Table and I-35, this property offers unbeatable proximity to campus, dining, and commuting routes. No carpet throughout—only durable and stylish luxury vinyl plank flooring for easy maintenance. Whether you're looking for a comfortable home for your student or a strong investment opportunity, this one delivers.

Facts & features

Interior

Features

  • Kitchen Island
  • Multiple Master Suites
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab

Parking

  • Additional Parking
  • Concrete
  • Driveway
  • No Garage
  • Parking Pad
  • Private

Community

Neighborhood

  • Subdivision: South End

Schools

  • District: Waco ISD
  • Elementary: South Waco
  • Middle: Cesar Chavez
  • High: University

Financial & listing details

Listing

  • Price per sq ft: $258
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,188/mo

Principal & interest
$3,440/mo
Property taxes
$526/mo
Homeowners insurance (est.)
$222/mo
Loan amount
$427,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Kristin Clements

Camille Johnson

254-405-6162

MLS #
21244190

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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