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Financing available

$449,000

5609 Fm 126, Merkel, TX 79536

3
beds
2
baths
1,836
sqft

Est. with seller financing: $3,827/mo

  • Single-family
  • Built in 1982
  • 424,710 sq ft lot
  • $245/sqft
  • Taylor County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to your own West Texas paradise just 10 miles south of Merkel! Nestled on approximately 10 acres, this beautifully updated property offers the perfect blend of country living and modern comfort. The 3 bedroom, 2 bath home features over 1,800 square feet of living space with extensive updates completed in 2016, including flooring, custom cabinetry, granite countertops, and remodeled bathrooms. The spacious living room showcases vaulted ceilings and opens to a bright sunroom or office overlooking the private, fenced backyard. The kitchen offers plenty of counter space and storage, making it ideal for everyday living and entertaining. Outside, you'll find your own backyard oasis complete with an in ground pool, pool house, and new pool equipment. A covered patio, pool equipment shed, and convenient half bath make outdoor entertaining effortless. Horse enthusiasts will appreciate the roping arena with a roping box, barn with electricity, stalls, feed storage, and workshop space. The property is fully fenced with net wire and cross-fenced into four separate pens and pastures, making it ideal for horses, livestock, or 4-H and FFA projects. Whether you're looking for a peaceful country retreat, an equestrian property, or simply a place to make lasting memories, this move-in-ready ranch is ready to welcome you home.

Facts & features

Interior

Features

  • Granite Counters
  • High Speed Internet

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Laminate
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Insert

Exterior & lot

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Additional Parking
  • Covered

Pool

  • Diving Board
  • Fenced
  • Gunite
  • In Ground
  • Pool

Lot

  • Acreage
  • Agricultural

Community

Neighborhood

  • Subdivision: None

Schools

  • District: Merkel ISD
  • Elementary: Merkel
  • Middle: Merkel
  • High: Merkel

Financial & listing details

Listing

  • Price per sq ft: $245
  • County: Taylor
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,827/mo

Principal & interest
$3,251/mo
Property taxes
$366/mo
Homeowners insurance (est.)
$210/mo
Loan amount
$404,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of K'Ci Brown, Hatchett & Co. Real Estate · MLS #21337924 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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