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Financing available

$399,900

1175 FM 126, Merkel, TX 79536

3
beds: 2
baths: 1,808
sqft

Est. with seller financing: $3,083/mo

Single-family
Built in 1972
43,560 sq ft lot
$221/sqft
Taylor County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Fantastic and spacious country-style home offering plenty of room, comfort, and flexibility on a 1-acre lot! The main home features a wonderful open-concept design with spacious living, dining, and kitchen areas, creating the perfect space for entertaining and everyday living. The inviting living area features a great fireplace, while the fresh, stylish kitchen boasts beautiful quartz countertops and plenty of workspace. Generously sized bedrooms include a spacious primary suite with a private ensuite bath. A convenient 2-car garage completes the main home. And there’s even more! The property includes a guest house featuring 2 bedrooms, 2 baths, 2 living areas, 2 dining areas, and its own 2-car garage—perfect for guests, extended family, or additional living space. All of this sits on a large 1-acre lot in a great school district. This is country-style living with all the space and amenities you’ve been looking for!

Facts & features

Interior

Features

Built In Features
Eat In Kitchen
High Speed Internet
Open Floorplan
Pantry
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Laminate

Appliances

Dishwasher
Electric Cooktop
Microwave

Fireplace

Fireplaces: 1
Living Room
Wood Burning

Laundry

In Garage

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Metal
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 4
Additional Parking
Driveway
Garage Faces Front
Garage Faces Side

Lot

Back Yard
Lawn
Landscaped
Few Trees

Community

Neighborhood

Subdivision: A0072 SUR 148 Grimes County School

Schools

District: Merkel ISD
Elementary: Merkel
Middle: Merkel
High: Merkel

Financial & listing details

Listing

Price per sq ft: $221
County: Taylor
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,083/mo

Down payment10% ($39,990)10%20%

See If You Qualify

Principal & interest: $2,896/mo
Property taxes: Not available
Homeowners insurance (est.): $187/mo

Loan amount: $359,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

John Stevens

Abilene Diamond Properties

325-725-1060

MLS #: 21405468

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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