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Financing available

$495,000

5700 White Pine Drive, McKinney, TX 75070

4
beds
2.5
baths
3,002
sqft

Est. with seller financing: $4,634/mo

  • Single-family
  • Built in 2000
  • 8,276 sq ft lot
  • $165/sqft
  • $55/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

3 car Garage! Pride of Ownership! Charming two-story home nestled in the highly sought-after Pine Ridge Estates community, offering the perfect blend of comfort, functionality, and convenience. From the moment you step inside, you’ll be welcomed by an inviting layout featuring a spacious formal dining room & multiple living areas designed for both everyday living and entertaining. The main living room showcases a beautiful wood-burning gas starter fireplace that serves as the heart of the home, creating the perfect gathering space for family and friends. The open-concept design flows seamlessly into the kitchen, complete with a large breakfast bar, updated appliances including a new electric range, & an abundance of cabinetry that makes this kitchen a dream for any home chef. Retreat to the spacious first-floor primary suite featuring an ensuite bath with a separate shower, soaking tub, & a walk-in closet, offering the privacy & relaxation you deserve. Upstairs, you’ll find a large game room that provides endless possibilities, perfect as a second living area, media room, playroom, or entertainment space. Throughout the home, recent updates add both style & peace of mind, including beautiful hardwood flooring, new carpet, new windows, a stunning front door installed in 2023, a 2019 roof, two new air conditioning systems installed in 2019 & a new water heater. Step outside to the expansive backyard with a new wood fence. Whether you envision a future pool, covered patio, outdoor kitchen, or simply a large yard to enjoy those beautiful Texas evenings, this backyard is truly a blank canvas ready for your personal touch. Residents enjoy access to the well-maintained HOA community pool along with nearby Randles Park, offering sports fields, walking trails, exercise areas, & outdoor recreation. Conveniently located just minutes from Reuben Johnson Elementary, major highways, shopping, & entertainment, this home combines location & space all in one.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Zoned

Flooring

  • Carpet
  • Ceramic Tile
  • Hardwood
  • Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Decorative
  • Gas
  • Glass Doors
  • Gas Starter
  • Heatilator
  • Living Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 3
  • Alley Access
  • Concrete
  • Covered
  • Door Multi
  • Direct Access
  • Driveway
  • Enclosed
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • Garage Faces Rear
  • Storage

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Pine Ridge Estates Ph One

HOA

  • Pine Ridge Estates HOA

Schools

  • District: McKinney ISD
  • Elementary: Johnson
  • Middle: Evans
  • High: Mckinney

Financial & listing details

Listing

  • Price per sq ft: $165
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,634/mo

Principal & interest
$3,585/mo
Property taxes
$763/mo
Homeowners insurance (est.)
$231/mo
HOA dues
$55/mo
Loan amount
$445,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Joe Liscano

eXp Realty

888-519-7431

MLS #
21279465

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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