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$495,000

5923 La Cumbre Drive, McKinney, TX 75072

5
beds
3
baths
3,075
sqft

Est. with seller financing: $4,827/mo

  • Single-family
  • Built in 1992
  • 4,792 sq ft lot
  • $161/sqft
  • $180/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

$50K PRICE DROP! LISTED $70K BELOW TAX APPRAISAL! SEARCH 5923 LA CUMBRE ON YOUTUBE FOR VIDEO TOUR. Stunning 5-Bedroom 3 Full Bath Home in Sought-After Stonebridge Ranch. Welcome to this exceptional 5-bedroom, 3-full-bath home nestled in the highly desirable Stonebridge Ranch community one of McKinney's most coveted master-planned neighborhoods. Surrounded by lush, HOA-maintained grounds and mature trees, this home offers the perfect blend of elegance, comfort, and convenience. From the moment you step inside, you're greeted by a formal living room and formal dining room, freshly painted with updated fixtures that set the tone for the quality found throughout. Wood-style flooring, crown molding, granite finishes, and classic plantation shutters speak to the thoughtful craftsmanship at every turn. The heart of the home is the open-concept eat-in kitchen, seamlessly flowing into the main living area with relaxing views of the private backyard w efficient french drains. OFFERING TWO first-floor ensuite bedrooms! Perfect for multi-generational living, guests, or home office. Every bedroom is oversized and features spacious walk-in closets. Your primary suite features a spa-inspired bathroom complete with a garden soaking tub, separate shower, dual-sink vanity, and an oversized walk-in closet you have to see to believe. Upstairs, three additional oversized bedrooms share a spacious full bath with dual-sink vanity. New carpet throughout adds a fresh, move-in-ready feel. Step outside and enjoy the Stonebridge Ranch lifestyle , from the renowned golf course to scenic trails, lakes, pools, playgrounds, parks and resort-style amenities. Exciting new upgrades coming to the community amenities! See photos for renderings. Commuters will love the easy access to major employers, while shoppers and food lovers are minutes from premier dining, entertainment, and retail. This home checks every box! Space, style, location, and lifestyle!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Paneling Wainscoting
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Gas, Zoned

Flooring

  • Carpet
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas
  • Living Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Summer Point Ph II

HOA

  • Stonebridge HOA
  • Maintenance Front Yard

Schools

  • District: McKinney ISD
  • Elementary: Wolford
  • Middle: Evans
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $161
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,827/mo

Principal & interest
$3,585/mo
Property taxes
$831/mo
Homeowners insurance (est.)
$231/mo
HOA dues
$180/mo
Loan amount
$445,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Melissa Dunn, Keller Williams Realty DPR · MLS #21283921 · 972-732-6000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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