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Financing available

$175,000

601 Locust Street S, Sulphur Springs, TX 75482

2
beds: 1
baths: 1,042
sqft

Est. with seller financing: $1,496/mo

Single-family
Built in 1989
6,708 sq ft lot
$168/sqft
Hopkins County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Well-maintained and move-in ready, this charming 2-bedroom, 1-bath home offers 1,042 square feet of comfortable living space on a desirable corner lot. Inside, you'll find spacious rooms throughout, along with a large walk-in closet in the primary bedroom. The home features a durable metal roof, convenient carport, and a storage shed in the backyard, providing plenty of additional functionality and storage. With its generous room sizes, practical features, and excellent upkeep, this home is a great opportunity for anyone looking for a comfortable and well-cared-for property.

Facts & features

Interior

Features

Built In Features
High Speed Internet
Open Floorplan
Wired For Sound

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Laminate

Appliances

Dishwasher
Electric Range
Disposal
Microwave
Refrigerator

Laundry

Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters
Storage

Construction

Style: Detached
Stories: 1
Roof: Metal
Foundation: Slab

Parking

Attached Carport
Gated
Kitchen Level

Lot

Corner Lot

Community

Neighborhood

Subdivision: V A Add

Schools

District: Sulphur Springs ISD
Elementary: Sulphurspr
Middle: Sulphurspr
High: Sulphurspr

Financial & listing details

Listing

Price per sq ft: $168
County: Hopkins
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,496/mo

Down payment10% ($17,500)10%20%

See If You Qualify

Principal & interest: $1,267/mo
Property taxes: $147/mo
Homeowners insurance (est.): $82/mo

Loan amount: $157,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kip Childress, Freedom Realty · MLS #21356335 · 903-335-8921

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.