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Financing available

$368,000

616 Cayden Court, Fate, TX 75087

4
beds
2
baths
2,303
sqft

Est. with seller financing: $3,408/mo

  • Single-family
  • Built in 2015
  • 7,754 sq ft lot
  • $160/sqft
  • $47/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this beautifully maintained 4-bedroom, 2-bathroom, 1-story home offering 2,303 square feet of living space in a quiet cul-de-sac location within highly sought-after Rockwall ISD. Built in 2016, this home combines modern style with a functional floor plan designed for everyday living. The spacious kitchen features granite countertops, stainless steel appliances, a gas cooktop, abundant cabinet and counter space, and a convenient butler's pantry area for additional storage and serving space. The open-concept layout flows seamlessly into the family room, complete with built-in cabinetry, surround sound, and a gas starter fireplace with gas logs. The private primary suite offers dual walk-in closets and a well-appointed bath featuring granite countertops, tile accents, and framed mirrors. Luxury vinyl plank flooring adds durability and style throughout the home, while decorative archways and niches provide custom character and charm. Step outside to enjoy the spacious backyard with a privacy fence and full sprinkler system. Recent major updates provide added value and peace of mind, including a Class 3 impact-resistant roof installed in 2023, a new HVAC system in 2025, and a new garage door in 2025. Residents also enjoy access to outstanding HOA amenities including multiple pools, clubhouses, fitness centers, parks, and more. A fantastic opportunity to own a move-in ready home in an exceptional location close to schools, shopping, dining, and all that Rockwall has to offer.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition

Parking

  • Garage spaces: 2
  • Driveway

Pool

  • Community

Lot

  • Cul De Sac
  • Interior Lot

Community

Neighborhood

  • Subdivision: Woodcreek Ph 1-D3

HOA

  • First Service Residential

Schools

  • District: Rockwall ISD
  • Elementary: Billie Stevenson
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $160
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,408/mo

Principal & interest
$2,665/mo
Property taxes
$524/mo
Homeowners insurance (est.)
$172/mo
HOA dues
$47/mo
Loan amount
$331,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Rachel Jones, Ebby Halliday, REALTORS · MLS #21300860 · 972-783-0000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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