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Financing available

$399,990

6304 DeLaCroix Drive, Royse City, TX 75189

4
beds: 3.5
baths: 2,417
sqft

Est. with seller financing: $3,124/mo

Single-family
Built in 2026
6,000 sq ft lot
$165/sqft
$40/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This Ash home in Mercer Meadows offers a functional 2,417-square-foot layout designed for modern living. Ready for move-in October 2026, the interior features a gourmet kitchen that flows into a bright living room. A dedicated study provides the perfect space for a home office, while the primary suite on the main level includes an oversized closet and a private bath. The open floor plan creates a seamless connection between the indoor spaces and the rear porch, ideal for quiet mornings. Upstairs, you will find three additional bedrooms, two full baths and a generous loft suited for recreation. This home includes a two-car garage and dual sinks in the secondary bathroom for added convenience. Attached photos are representative of the floor plan and may depict non-standard features and upgrades. See community's New Home Consultant for details.

Facts & features

Interior

Features

Double Vanity
Kitchen Island
Open Floorplan
Pantry
Walk In Closets

Appliances

Dishwasher
Disposal
Microwave

Exterior & lot

Construction

Style: Detached
Stories: 2

Parking

Garage spaces: 2
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: Mercer Meadows

HOA

Louie Management

Schools

District: Royse City ISD
Elementary: Anita Scott
Middle: Ouida Baley
High: Royse City

Financial & listing details

Listing

Price per sq ft: $165
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,124/mo

Down payment10% ($39,999)10%20%

See If You Qualify

Principal & interest: $2,897/mo
Property taxes: Not available
Homeowners insurance (est.): $187/mo
HOA dues: $40/mo

Loan amount: $359,991
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Dayton Schrader, eXp Realty LLC · MLS #21296079 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.