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Financing available

$519,900

708 Providence, Wylie, TX 75098

4
beds
2
baths
2,138
sqft

Est. with seller financing: $4,802/mo

  • Single-family
  • Built in 2018
  • 7,449 sq ft lot
  • $243/sqft
  • $45/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to the highly sought-after Stone Ranch community! This stunning single-story home offers the perfect blend of modern style, functional living, and spacious design. Featuring 4 bedrooms, 2 bathrooms, a 3-car garage, and a private study, this thoughtfully designed split-floorplan home truly checks all the boxes. From the moment you arrive, the gorgeous curb appeal and modern color palette create a lasting first impression. Inside, beautiful hand-scraped hardwood floors flow throughout the home, complementing the open-concept layout designed for both everyday living and effortless entertaining. The kitchen is the heart of the home, showcasing double ovens, 30in gas range, granite, island, stylish finishes, modern lighting, and a seamless flow into the oversized dining and living areas. The spacious living room features a stunning stone fireplace with hearth and mantle, creating the perfect cozy centerpiece for gathering with family and friends. Retreat to the spacious primary suite complete with an oversized walk-in closet and a spa-inspired ensuite bathroom featuring dual vanities, a gorgeous seated shower, and a separate soaking tub. Need additional flex space? The large private office is ideal for working from home, a playroom, media room, or cozy den. Step outside to an oversized backyard filled with endless possibilities — whether you envision your dream pool, outdoor kitchen, playset, or plenty of room for a trampoline and outdoor fun. This home offers the space, style, and comfort you’ve been looking for, all within highly acclaimed Wylie ISD.

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Brick
  • Stone

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Masonry
  • Stone

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Garage Faces Front

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Stone Ranch

HOA

  • Stone Ranch Wylie HOA

Schools

  • District: Wylie ISD
  • Elementary: Hartman
  • Middle: Burnett
  • High: Wylie East

Financial & listing details

Listing

  • Price per sq ft: $243
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,802/mo

Principal & interest
$3,765/mo
Property taxes
$749/mo
Homeowners insurance (est.)
$243/mo
HOA dues
$45/mo
Loan amount
$467,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jessica Hargis, Jessica Hargis Realty, LLC · MLS #21274443 · 214-870-7285

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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