HFPHome Finance
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Financing available

$415,000

8099 W Interstate Highway 30, Cumby, TX 75433

4
beds
3.5
baths
3,016
sqft

Est. with seller financing: $3,681/mo

  • Single-family
  • Built in 1995
  • 122,839 sq ft lot
  • $138/sqft
  • Hopkins County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled on 2.82 scenic acres, this charming property is surrounded by beautiful crepe myrtle trees, creating a colorful and inviting setting throughout the seasons. Enjoy the mornings and evenings from the front and rear covered porches, both offering great views of the neighboring tree farm and nursery, adding to the private country feel. Inside, the home features spacious rooms designed for comfortable living along with abundant cabinets and storage throughout. The kitchen is well-equipped with a gas range, center island, and large pantry, making it ideal for cooking, entertaining, and everyday convenience. This home also includes solar panels that are fully paid for, meaning no lease payments—allowing the new owner to enjoy the benefit of reduced electrical costs and long-term energy savings. Additional highlights include an oversized garage with extra attic storage, providing plenty of room for vehicles, tools, and seasonal items. A standout feature of the property is the approximately 1,350 square foot shop-barn, complete with 220-volt electrical service, making it perfect for hobbies, equipment storage, a workshop, or small business use. With beautiful acreage, mature landscaping, functional outbuildings, and scenic views, this property offers a wonderful blend of space, comfort, and practicality.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Propane
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Gas Range

Fireplace

  • Fireplaces: 1
  • Wood Burning

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Back Yard
  • Lawn
  • Many Trees
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Willis Chambers

Schools

  • District: Cumby ISD
  • Elementary: Cumby
  • Middle: Cumby
  • High: Cumby

Financial & listing details

Listing

  • Price per sq ft: $138
  • County: Hopkins
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,681/mo

Principal & interest
$3,005/mo
Property taxes
$482/mo
Homeowners insurance (est.)
$194/mo
Loan amount
$373,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Darla Reed, Coldwell Banker Lakehaven Realtors · MLS #21338895 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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