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Financing available

$475,000

1564 County Road 4732, Cumby, TX 75433

3
beds
2
baths
1,761
sqft

Est. with seller financing: $3,987/mo

  • Single-family
  • Built in 2026
  • 100,624 sq ft lot
  • $270/sqft
  • Hopkins County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Custom without the construction chaos. This newly completed 3-bedroom, 2-bath custom home sits on 2.3 acres in Cumby, Texas, delivering the space and craftsmanship buyers want, without the construction loan, change orders, or months of waiting. Inside, a vaulted open-concept living area with a sleek fireplace flows into a showpiece kitchen featuring quartz countertops, an oversized island, abundant cabinetry, and a 36-inch THOR electric range. Behind double barn doors, the oversized walk-in pantry offers walls of shelving and its own window for natural light. The split-bedroom floor plan gives the primary suite added privacy, but the real scene-stealer is the bold, glass-enclosed walk-through shower connecting the spa-inspired bathroom to a fully customized closet. A dedicated mudroom space, a separate laundry room, and a two-car garage add everyday functionality. Outside, covered front and back porches pair blue pine ceilings with stamped concrete, creating inviting spaces to enjoy the open Northeast Texas views. Spray-foam insulation and carefully selected finishes reflect the thought invested throughout this home. If you have been searching for a new-construction country home with acreage near Cumby, Commerce or Sulphur Springs, this one is finished, polished and ready! The only decision left is where to put the furniture.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 1
  • Decorative
  • Electric
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: John Jordan Surv Abs #516

Schools

  • District: Cumby ISD
  • Elementary: Cumby
  • Middle: Cumby
  • High: Cumby

Financial & listing details

Listing

  • Price per sq ft: $270
  • County: Hopkins
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,987/mo

Principal & interest
$3,440/mo
Property taxes
$325/mo
Homeowners insurance (est.)
$222/mo
Loan amount
$427,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Chrissy Earls

Real Broker, LLC

855-450-0442

MLS #
21378926

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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