HFPHome Finance
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Financing available

$424,000

816 Oak Lane, Cottonwood Shores, TX 78657

3
beds
2
baths
1,446
sqft

Est. with seller financing: $3,287/mo

  • Single-family
  • Built in 2026
  • 5,009 sq ft lot
  • $293/sqft
  • Burnet County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

New construction in Cottonwood Shores with beautiful Hill Country and Max Starcke Dam views! This thoughtfully designed 3-bedroom, 2-bath home offers approximately 1,446 square feet of living space, an attached 2-car garage, and a spacious covered rear porch positioned to take advantage of the surrounding scenery. The open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating a comfortable space for everyday living and entertaining. The primary suite features a walk-in closet and private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Construction is underway, giving the future owner the exciting opportunity to watch their new home come together and work with the builder to select paint colors before completion. This home puts the Highland Lakes lifestyle right outside your door. Enjoy convenient access to Lake Marble Falls, with a public boat ramp just a short distance away, as well as additional public boat ramps in the area. Cottonwood Shores also offers boat ramp access to Lake LBJ. Whether your weekends include boating, fishing, kayaking, or simply enjoying the Texas Hill Country, this location makes it easy. Conveniently located near both Marble Falls and Horseshoe Bay, you'll enjoy easy access to shopping, dining, recreation, and all that the surrounding Highland Lakes area has to offer. New construction, lake access, Hill Country views, and the opportunity to choose your colors—this is your chance to make a brand-new home your own before the finishing touches are complete.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 1
  • Roof: Asphalt, Composition
  • Foundation: Slab
  • Materials: Frame, Stucco

Parking

  • Garage spaces: 2
  • Asphalt
  • Concrete
  • Driveway
  • Garage Faces Front

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Rollingwood

Schools

  • District: Marble Falls ISD
  • Elementary: Colt
  • Middle: Marblefall
  • High: Marblefall

Financial & listing details

Listing

  • Price per sq ft: $293
  • County: Burnet
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,287/mo

Principal & interest
$3,070/mo
Property taxes
$19/mo
Homeowners insurance (est.)
$198/mo
Loan amount
$381,600
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Shawna Wimberley, Homestead Real Estate · MLS #21400430 · (512) 525-0494

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.