HFPHome Finance
Partner
Powered byDoorly
1 / 36
Financing available

$429,000

818 Water Oak Drive, Allen, TX 75002

4
beds
2
baths
2,187
sqft

Est. with seller financing: $4,022/mo

  • Single-family
  • Built in 2002
  • 6,098 sq ft lot
  • $196/sqft
  • $36/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Nestled in the quiet, established, and highly sought-after Arbor Lakes community, this beautifully updated home offers comfort, style, and an unbeatable location just steps from the neighborhood lake. Freshly painted inside and out, the home is truly move-in ready and features rich wood and ceramic tile flooring throughout for easy maintenance and timeless appeal. Designed with both everyday living and entertaining in mind, the thoughtfully crafted floorplan flows effortlessly from room to room. The spacious primary suite is privately separated from the secondary bedrooms, creating a peaceful retreat, while all bedrooms offer generous closet space. The well-appointed kitchen is sure to impress with granite countertops, an undermount double sink, gas cooktop, abundant cabinetry, and an incredible oversized pantry large enough to handle even the biggest warehouse shopping trip. A large utility room provides additional flexibility with space for a second refrigerator or freezer alongside a full-size washer and dryer. Step outside to the private, fenced backyard—perfect for gardening, landscaping projects, outdoor entertaining, or simply relaxing after a long day. Additional highlights include a rear-entry two-car garage, mature surroundings, and a fantastic location convenient to shopping, dining, parks, schools, and everything Allen has to offer. Don't miss this exceptional opportunity to own a beautifully maintained home in one of Allen's most desirable neighborhoods. Schedule your private showing today!

Facts & features

Interior

Features

  • Cable Tv

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Gas Starter
  • Living Room

Laundry

  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener
  • Private
  • Garage Faces Rear
  • Secured
  • Storage

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Arbor Lakes Add

HOA

  • Arbor Lakes

Schools

  • District: Allen ISD
  • Elementary: Chandler
  • Middle: Ford
  • High: Allen

Financial & listing details

Listing

  • Price per sq ft: $196
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,022/mo

Principal & interest
$3,107/mo
Property taxes
$679/mo
Homeowners insurance (est.)
$200/mo
HOA dues
$36/mo
Loan amount
$386,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Rachael Wang, Redfin Corporation · MLS #21299042 · 972-954-4791

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Allen