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Financing available

$429,999

651 N Watters Road 2307, Allen, TX 75013

2
beds
2
baths
1,884
sqft

Est. with seller financing: $3,996/mo

  • Condo
  • Built in 2023
  • 469,272 sq ft lot
  • $228/sqft
  • $681/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**LIKE-NEW, LOW-MAINTENANCE LIVING at The Gatherings at Twin Creeks!** This beautifully upgraded SINGLE-LEVEL Sherwood offers open floor plan and the ease, freedom, and convenience of a truly move-in-ready home in Allen’s premier 55+ active adult condominium community. Located on the third floor with **ELEVATOR ACCESS to the unit**. Wood floors extend throughout the main living areas. The kitchen, dining, and living spaces flow seamlessly together, creating a bright, open setting for everyday living and entertaining. The kitchen features stainless steel appliances, abundant cabinetry, generous counter space, and ***HUGE walk-in pantry***. Large closets throughout provide exceptional storage, while the flex room is ideal for a home office or hobby room. An oversized utility room, already prepped for a sink, adds even more function and storage. The extended-length PRIVATE GARAGE is attached directly to the building, with extra storage space and easy elevator access. Additional covered guest parking. This is a lifestyle designed for **freedom and ease of living**. Spend less time worrying about exterior upkeep and yard work and more time traveling, enjoying hobbies, meeting friends, or simply relaxing at home. A welcoming, socially active community with a resort-style pool, fitness center, pickleball courts, clubhouse, grilling stations, putting green, community garden, fire pit, dog park, valet trash, EV charging stations, secured access, and social spaces. Enjoy direct access to the Allen Trail System and just minutes from Allen Event Center, Allen Premium Outlets, Twin Creeks Village, shopping, dining, and major highways. With a **low tax rate, no MUD or PID**, and a comprehensive COA fee covering landscaping, hazard insurance, and maintenance of common and exterior areas, this home offers the low-maintenance, lock-and-leave lifestyle so many buyers are looking for. **Truly like new—this is one you need to see in person.**

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Elevator
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Ceiling Fans, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Exterior & lot

Features

  • Balcony

Construction

  • Style: Traditional
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 1
  • Additional Parking
  • Assigned
  • Common
  • Concrete
  • Covered
  • Direct Access
  • Enclosed
  • Garage
  • Garage Door Opener
  • Guest
  • Inside Entrance
  • Lighted
  • Oversized
  • Parking Lot
  • Private
  • Unassigned

Community

Neighborhood

  • Subdivision: Gatherings At Twin Creeks

HOA

  • Somerset HOA
  • Maintenance Front Yard

Schools

  • District: Allen ISD
  • Elementary: Boon
  • Middle: Ereckson
  • High: Allen

Financial & listing details

Listing

  • Price per sq ft: $228
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,996/mo

Principal & interest
$3,114/mo
Property taxes
Not available
Homeowners insurance (est.)
$201/mo
HOA dues
$681/mo
Loan amount
$386,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Joanne Kozlowski

RE/MAX Four Corners

972-396-9100

MLS #
21359565

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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