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Financing available

$294,999

8817 King Ranch Drive, Cross Roads, TX 76227

4
beds: 2
baths: 1,894
sqft

Est. with seller financing: $2,784/mo

Single-family
Built in 2004
5,706 sq ft lot
$156/sqft
$32/mo HOA
Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled in the heart of the sought-after Cross Oak Ranch community in Cross Roads, this lovely home offers comfort, style and convenience. With approximately 1,894 sq ft of living space, this residence features 4 bedrooms and 2 bathrooms, making it perfect for families or those seeking a versatile floor-plan. Step inside to discover an open living area that flows into the kitchen — ideal for everyday living or entertaining. The home sits on roughly 0.13 acres, offering a manageable yard and room for outdoor enjoyment. Located within the Denton ISD, with access to neighborhood amenities like walking trails, playgrounds and swimming pools, this home combines suburban charm with convenience to major thoroughfares for commuting. Don’t miss this opportunity to own a thoughtful home in a vibrant community — schedule your showing today and experience the Cross Oak Ranch lifestyle!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Carpet
Ceramic Tile

Appliances

Dishwasher

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage

Community

Neighborhood

Subdivision: Cross Oak Ranch Ph 2 Tr 5

HOA

Essex Management

Schools

District: Denton ISD
Elementary: Cross Oaks
Middle: Rodriguez
High: Ray Braswell

Financial & listing details

Listing

Price per sq ft: $156
County: Denton
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,784/mo

Down payment10% ($29,500)10%20%

See If You Qualify

Principal & interest: $2,136/mo
Property taxes: $478/mo
Homeowners insurance (est.): $138/mo
HOA dues: $32/mo

Loan amount: $265,499
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Dora Andrade, INC Realty, LLC · MLS #21097582 · (972) 351-1095

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.