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Financing available

$254,600

904 Sidesaddle Court, Josephine, TX 75189

4
beds
2
baths
1,857
sqft

Est. with seller financing: $2,659/mo

  • Single-family
  • Built in 2022
  • 7,187 sq ft lot
  • $137/sqft
  • $40/mo HOA
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful home, with seriously slashed price! Wonderful country feel, but only 7 minutes to quaint downtown Royce City, a really fun town which is filled with small boutiques, shops, restaurants, good night spots. Also only 8 - 10 minutes to I-30, location of Buc-cee's and a coming soon HEB. Part of this subdivision addresses are in Royce City, others Josephine. Also close to Lavon, one of Texas' fastest growing communities. Wonderful subdivision with 4 stocked ponds for fishing, 2 community centers with pools and splash pads, many bike and walking trails, lots of open green space, close schools. Home is located on a cul-de-sac, with restricted traffic, & backs to green space. Inside, this exquisite home combines modern comfort with serene living, 3 years young, immaculate, looks just like new, a much better deal than builder homes in area still under construction. Everything on one level makes it perfect for all. Step inside to discover an inviting open concept layout, highlighted with luxury wood look plank flooring that flows seamlessly through the main living areas. Kitchen is a delight, with stainless appliances, perfect work triangle. All 4 bedrooms nice sized, & split - primary on back, 1 off by itself, 2 on other side share a bathroom, great set up for office and guests. Spacious backyard and covered patio invite you to just relax, play or garden. Home qualifies for USDA loan for rural homeowners, so don't miss this incredible opportunity to get in for zero down, 100% financing, low rates (discuss with your USDA approved lender for all details). Price slashed, this is absolute lowest price seller will even consider.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Simulated Wood

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Concrete
  • Direct Access
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Kitchen Level

Pool

  • Community

Lot

  • Cul De Sac
  • Interior Lot
  • Level
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Magnolia Ph 9

HOA

  • Proper HOA Management

Schools

  • District: Community ISD
  • Elementary: John & Barbara Roderick
  • Middle: Leland Edge
  • High: Community

Financial & listing details

Listing

  • Price per sq ft: $137
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,659/mo

Principal & interest
$1,844/mo
Property taxes
$656/mo
Homeowners insurance (est.)
$119/mo
HOA dues
$40/mo
Loan amount
$229,140
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Lynn Colter, United Real Estate DFW · MLS #21042337 · 817-360-8499

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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