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Financing available

$330,000

925 Garner Drive, Fate, TX 75087

3
beds
2
baths
1,630
sqft

Est. with seller financing: $3,293/mo

  • Single-family
  • Built in 2023
  • 5,837 sq ft lot
  • $202/sqft
  • $60/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautiful newer construction home (2023) located in the growing community of Fate, just minutes from Rockwall and major highways for an easy commute. This charming single-family home offers approximately 1,630 sq ft of living space on a 5,837 sq ft lot, providing the perfect balance of comfort and low-maintenance living. Step inside to a thoughtfully designed layout featuring an open-concept living and dining area, ideal for entertaining and everyday living. The kitchen flows seamlessly into the main living space, creating a warm and inviting atmosphere. Enjoy the convenience of being close from the elementary, middle, and high school, making daily routines simple and accessible. The home is also located near community amenities, offering easy access to neighborhood features designed for relaxation and recreation. With modern construction, energy-efficient features, and an attached garage, this home provides comfort, style, and peace of mind. *Loan may be assumable with an interest rate of 4.75% ** Washer, dryer, refrigerator, gas range, grill, mower, blower, and garage shelving to convey with the property. Mower and blower include batteries and charger.

Facts & features

Interior

Features

  • Built In Features
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Walk In Closets

Appliances

  • Dryer
  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Garage spaces: 2
  • Garage

Community

Neighborhood

  • Subdivision: Woodcreek Ph 9d-2

HOA

  • Associa Principal Managemen

Schools

  • District: Royse City ISD
  • Elementary: Vernon
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $202
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,293/mo

Principal & interest
$2,390/mo
Property taxes
$689/mo
Homeowners insurance (est.)
$154/mo
HOA dues
$60/mo
Loan amount
$297,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Beatriz Zuluaga, Monument Realty · MLS #21231178 · 214-705-7827

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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