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Financing available

$515,000

100 Deer Creek Drive, Waco, TX 76708

3
beds
2.5
baths
2,181
sqft

Est. with seller financing: $4,956/mo

  • Single-family
  • Built in 2018
  • 23,784 sq ft lot
  • $236/sqft
  • $21/mo HOA
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A ONE-OF-A-KIND CUSTOM RESIDENCE IN KEYS CREEK. Originally custom-built by the builder for his own residence, this exceptional 3-bedroom, 2.5-bath home offers approx. 2,181 sq. ft. on .71 acres. Handsome rock-and-stone craftsmanship, distinctive shutters and architectural details create a timeless presence with thoughtful design throughout. The living room commands attention with a dramatic custom-vaulted ceiling, exposed beams and striking rock-and-stone gas fireplace. The kitchen blends sophisticated design with everyday convenience through custom cabinetry with elegant glass-front accents, granite and quartz surfaces, oversized island, gas range, Bosch 800 Series appliances, commercial-grade vent hood and disposal, and paned-glass pantry door. The primary retreat was created for privacy and individuality, with separate vanities, two private toilet rooms and two separate walk-in closets. The custom “hers” closet features a 3-way mirror, built-in shelving and drawers; the “his” closet offers built-in shelving, drawers and a safe. A custom stone-and-brick shower with stone bench and grab bars complements the soaking tub. Craftsmanship goes beyond what you see with foam-insulated exterior walls and attic, plus a separate, fully foam-insulated and air-conditioned HVAC area designed to keep the equipment cool and conditioned. Andersen windows, tankless water heating, high-efficiency Carrier Infinity HVAC and app-enabled smart thermostat add comfort and convenience. Outdoor living offers a covered porch, custom rock-and-stone grilling area, privacy fencing and separate fire-pit retreat for enjoying exceptional Texas sunsets. Not pictured, the oversized 3-car garage offers attic access, work area with shelving, dedicated closet and oversized equipment storage for riding and push mowers. Distinctive, substantial and anything but ordinary—this is a home whose craftsmanship, character and thoughtful conveniences are best experienced in person.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Vaulted Ceilings
  • Wired For Data
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Energy Star Qualified Equipment, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment, Gas

Flooring

  • Luxury Vinyl Plank
  • Tile
  • Vinyl

Appliances

  • Built In Gas Range
  • Built In Refrigerator
  • Dryer
  • Dishwasher
  • Electric Oven
  • Disposal
  • Range
  • Some Commercial Grade
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Gas
  • Glass Doors
  • Living Room
  • Masonry
  • Stone

Laundry

  • Common Area
  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Barbecue
  • Fire Pit
  • Gas Grill
  • Lighting
  • Outdoor Grill
  • Outdoor Kitchen
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Concrete Perimeter, Slab
  • Materials: Frame, Rock, Stone

Parking

  • Garage spaces: 3
  • Additional Parking
  • Circular Driveway
  • Door Multi
  • Garage
  • Golf Cart Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • Paved
  • Garage Faces Side
  • Storage
  • Workshop In Garage

Lot

  • Back Yard
  • Cleared
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Keys Creek

HOA

  • Keys Creek Home Owners Association
  • Maintenance Front Yard

Schools

  • District: Bosqueville ISD
  • Elementary: Bosqueville
  • Middle: Bosqueville
  • High: Bosqueville

Financial & listing details

Listing

  • Price per sq ft: $236
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,956/mo

Principal & interest
$3,729/mo
Property taxes (est.)
$966/mo
Homeowners insurance (est.)
$240/mo
HOA dues
$21/mo
Loan amount
$463,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Angie Lauderdale, Keller Williams Realty, Waco · MLS #21366777 · 254-751-7900

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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