Financing available

$499,899

1001 Lochness Lane, Garland, TX 75044

4
beds: 3
baths: 2,444
sqft

Est. with seller financing: $3,888/mo

Single-family
Built in 1996
10,890 sq ft lot
$205/sqft
$35/mo HOA
Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

NEW PRICE – NOW $499,000! Beautifully updated single-story home directly across from Luna Elementary in Garland ISD. This move-in-ready 4-bedroom, 3-bath home offers 2,444 sq. ft. with an open, spacious floor plan and wood flooring throughout—no carpet. The kitchen features granite countertops, a large island and gas cooktop, opening to a generous living area with a stone fireplace. The oversized primary suite includes a spa-style bath with custom jetted tub and separate walk-in shower. Recent updates include modern lighting, ceiling fans, landscaping and refreshed outdoor spaces. Enjoy the covered patio, private backyard, sprinkler system and cedar fence. Conveniently located near Firewheel, George Bush Turnpike, shopping, dining and parks. At under $500K, this home offers an excellent opportunity—schedule your showing today!

Facts & features

Interior

Features

Chandelier
Double Vanity
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Engineered Hardwood
Laminate
Travertine

Appliances

Convection Oven
Dryer
Dishwasher
Gas Cooktop
Gas Oven
Gas Range
Gas Water Heater
Microwave
Refrigerator
Washer

Fireplace

Fireplaces: 1
Decorative
Family Room
Gas Log
Gas Starter
Stone

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Farmhouse
Stories: 1
Roof: Composition, Shingle
Foundation: Slab
Materials: Frame

Parking

Garage spaces: 2
Carport
Door Multi
Garage
Garage Door Opener
Garage Faces Rear
On Street

Community

Neighborhood

Subdivision: Greens 04

HOA

The Greens HOA

Schools

District: Garland ISD
Elementary: Choice Of School
Middle: Choice Of School
High: Choice Of School

Financial & listing details

Listing

Price per sq ft: $205
County: Dallas
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,888/mo

Down payment10% ($49,990)10%20%

See If You Qualify

Principal & interest: $3,620/mo
Property taxes: Not available
Homeowners insurance (est.): $233/mo
HOA dues: $35/mo

Loan amount: $449,909
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Vuong Pham

Universal Realty, Inc

972-369-5194

MLS #: 21265972

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify