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Financing available

$674,990

1001 Willowgate Drive, Prosper, TX 75078

5
beds
4.5
baths
3,812
sqft

Est. with seller financing: $6,393/mo

  • Single-family
  • Built in 2002
  • 16,117 sq ft lot
  • $177/sqft
  • $74/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Luxury living meets everyday comfort in Willow Ridge! Nestled on a spacious 0.37-acre cul-de-sac lot, this beautifully maintained 5-bedroom, 4.5-bath home offers an exceptional 1.5 Story floor plan designed for comfort, entertaining, and multigenerational living. A charming covered front porch with balcony access to office welcomes you into an elegant interior featuring rich hand scraped hardwood flooring accented by diamond designed tile throughout the first floor. The private office with French doors, formal dining room, and expansive central gathering hall create inviting spaces for both work and entertaining. The open-concept living room showcases a symmetrical fireplace with built in's and walls of windows overlooking the backyard, while the gourmet kitchen featuring granite countertops, a large center island, stainless steel appliances, breakfast bar, walk-in pantry, built-in planning desk, breakfast nook, and skylight fills the space with natural light. The primary suite features tray ceilings, backyard views, a spacious walk-in closet, garden soaking tub, dual vanity with makeup station, and a curbless walk-in shower. Upstairs, features a huge bonus room with its own full bath and closet offers endless flexibility for a game room, media room, or guest retreat. Additional highlights include an elevator serving both floors, covered back patio, 8-foot stained privacy fencing and Nest smart technology throughout the home. Located in the desirable Willow Ridge community and zoned to highly regarded Prosper ISD, this home blends timeless design, generous living spaces, and thoughtful features into one exceptional opportunity. This is the one you've been waiting for!

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Elevator
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Natural Gas, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Zoned

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Pool

  • Community

Lot

  • Back Yard
  • Cul De Sac
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Willow Ridge Ph One

HOA

  • Willow Ridge at Prosper Homeowners Association Inc

Schools

  • District: Prosper ISD
  • Elementary: R Steve Folsom
  • Middle: Lorene Rogers
  • High: Walnut Grove

Financial & listing details

Listing

  • Price per sq ft: $177
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,393/mo

Principal & interest
$4,888/mo
Property taxes
$1,116/mo
Homeowners insurance (est.)
$315/mo
HOA dues
$74/mo
Loan amount
$607,491
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Charles Brown, Keller Williams Realty · MLS #21329615 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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