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Financing available

$359,000

1004 Palamino Drive, Leonard, TX 75452

4
beds: 3
baths: 2,160
sqft

Est. with seller financing: $3,449/mo

Single-family
Built in 1985
38,899 sq ft lot
$166/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

PRICE REDUCED!! MOTIVATED SELLERS!! MOVE-IN READY!! IT'S HERE! New carpet for BONUS ROOM or 2nd Primary Bedroom!! New Survey Available. Discover a rare opportunity to own a spacious 4-bedroom, 3-bath home situated on a beautifully manicured 0.893-acre lot. This 2,160 sq ft home offers both comfort and open spaces, featuring a two-car attached garage, a stone patio perfect for relaxing or entertaining, and multiple outbuildings to meet a variety of needs. Price reduced! Motivated Sellers! The property includes an 18 x 10 steel-frame storage building, an additional 24 x 40 steel-frame shop, with electricity and water. Originally built in 1985, the home has been updated to include a 576 sq ft primary bedroom suite, with walk in closet, an addition that created a second primary bedroom, or great for a mother-in-law suite. The foundation has been repaired in the past around the garage. In June 2024, a new roof was installed using heavy-duty, impact-resistant Class 2 Tamko Heritage shingles for added durability and peace of mind. Located in the welcoming community of Leonard, this home offers the best of country living while remaining conveniently close to everyday essentials such as shopping, dining, healthcare, and retail services. Leonard is known for its friendly atmosphere and strong school system, which just this year opened a new elementary school building, offering students a wide range of opportunities. If you’re looking for space, functionality, and small town charm, this property is ready to welcome you home.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Multiple Master Suites
Open Floorplan
Paneling Wainscoting
Vaulted Ceilings
Natural Woodwork
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Attic Fan, Central Air, Ceiling Fans, Electric, Window Units

Flooring

Carpet
Ceramic Tile
Hardwood

Appliances

Dishwasher
Electric Range
Electric Water Heater
Microwave
Vented Exhaust Fan

Laundry

Washer Hookup
Electric Dryer Hookup
In Hall

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Attached Carport
Additional Parking
Asphalt
Concrete
Covered
Driveway
Garage Faces Front
Garage
Garage Door Opener
Inside Entrance
Kitchen Level

Lot

Back Yard
Corner Lot
Lawn
Landscaped
Level
Subdivision
Few Trees

Community

Neighborhood

Subdivision: Hollis Add

Schools

District: Leonard ISD
Elementary: Leonard
Middle: Leonard
High: Leonard

Financial & listing details

Listing

Price per sq ft: $166
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,449/mo

Down payment10% ($35,900)10%20%

Check Your Financing Options

Principal & interest: $2,600/mo
Property taxes: $681/mo
Homeowners insurance (est.): $168/mo

Loan amount: $323,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Elaine Peebles, Sudderth Real Estate, Inc. · MLS #21246807 · 903-587-3301

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.