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Financing available

$310,000

1015 Fm 981, Leonard, TX 75452

3
beds
2
baths
2,217
sqft

Est. with seller financing: $2,760/mo

  • Single-family
  • Built in 1974
  • 83,679 sq ft lot
  • $140/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 1015 FM 981 in Leonard, Texas is a beautifully updated, move-in ready home nestled on just shy of 2 acres, with the perfect balance of open space and mature trees. Whether you're dreaming of a small homestead, room for farm animals, or simply more space to enjoy country living, this property offers the ideal setting. Inside, you'll find extensive updates that provide both style and peace of mind, including new roof with impact-resistant shingles, new Lennox HVAC system, new Hardie siding, continuous luxury LVP flooring throughout, new aerobic septic system (2025), new water heater, and so much more. The spacious eat-in chef's kitchen has been thoughtfully refreshed with new designer backsplash, stainless steel farmhouse sink, and new dishwasher (2025), creating a space that's as functional as it is beautiful. The inviting living room is anchored by a striking wood-burning stove, offering warmth and character for cozy evenings at home. The 4-car tandem garage gives you the space for farm equipment, man-cave, or additional storage. Additional updates include refreshed lighting and beautifully renovated bathrooms throughout. A versatile bonus game room or playroom provides flexible space for entertaining, a media room, home office, or play area. With modern upgrades already completed, acreage to enjoy, and a location that offers the best of peaceful country living while remaining conveniently accessible, 1015 FM 981 is truly turnkey and ready for its next owners. Come experience all this exceptional property has to offer!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric, Wood Stove
  • Cooling: Central Air, Ceiling Fans, Electric, Roof Turbines, Window Units

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Living Room
  • Wood Burning Stove

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Dog Run
  • Fire Pit
  • Lighting
  • Private Yard

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 4
  • Additional Parking
  • Driveway
  • Garage
  • Garage Door Opener
  • Private
  • Garage Faces Side
  • Tandem

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Leonard

Schools

  • District: Trenton ISD
  • Elementary: Trenton
  • Middle: Trenton
  • High: Trenton

Financial & listing details

Listing

  • Price per sq ft: $140
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,760/mo

Principal & interest
$2,245/mo
Property taxes
$370/mo
Homeowners insurance (est.)
$145/mo
Loan amount
$279,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Rela Pippins

Liberty Realty Advisors LLC

972-422-9155

MLS #
21336792

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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