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Financing available

$275,000

408 E Mulberry Street, Leonard, TX 75452

4
beds: 4
baths: 2,425
sqft

Est. with seller financing: $2,119/mo

Single-family
Built in 1968
34,238 sq ft lot
$113/sqft
Fannin County

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Seller financing is available to qualified buyers.

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About this home

Expansive split-level ranch style home nestled on a massive three-city-lot property with beautiful mature live oaks—offering endless room for outdoor activities, gardening, or future expansion. Boasting a versatile layout with 4 bedrooms and 4 full bathrooms, this home is perfect for growing families or multi-generational living. Brand New Kitchen: Light, bright, and completely remodeled with spacious countertops and dual ovens. Includes two primary bedrooms with dedicated en suite bathrooms, one of the primary bedrooms is located on the second floor for ultimate privacy. Flexible Second Story: Features a massive bonus area ideal for a second living room, playroom, or home office. Recent Flooring (2022): Fresh, durable flooring installed throughout the main living areas. New Roof: Fully replaced in 2024. New Exterior Fascia & Soffits: Replaced in Fall 2025 for enhanced curb appeal and protection. Complete HVAC System: Both interior and exterior units fully replaced in 2022. Schedule your tour today! (Room measurements are not exact)

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Eat In Kitchen
High Speed Internet
Kitchen Island
Loft
Multiple Master Suites

Heating & cooling

Heating: Central, Electric, Fireplaces
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Ceramic Tile
Laminate

Appliances

Dishwasher
Electric Cooktop
Electric Oven

Fireplace

Fireplaces: 1
Living Room

Exterior & lot

Construction

Style: Ranch, Detached
Stories: 1
Roof: Composition
Foundation: Concrete Perimeter, Pillar Post Pier
Materials: Board And Batten Siding, Brick

Parking

Garage spaces: 2
Concrete
Carport
Garage
Garage Door Opener
Garage Faces Rear

Lot

Back Yard
Lawn
Landscaped

Community

Neighborhood

Subdivision: College Add

Schools

District: Leonard ISD
Elementary: Leonard
Middle: Leonard
High: Leonard

Financial & listing details

Listing

Price per sq ft: $113
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,119/mo

Down payment10% ($27,500)10%20%

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Principal & interest: $1,991/mo
Property taxes: Not available
Homeowners insurance (est.): $128/mo

Loan amount: $247,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Deann Hicks

Sudderth Real Estate, Inc.

903-587-3301

MLS #: 21336733

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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