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Financing available

$235,000

312 E Cottonwood Street, Leonard, TX 75452

3
beds
2
baths
2,006
sqft

Est. with seller financing: $2,378/mo

  • Single-family
  • Built in 1987
  • 17,598 sq ft lot
  • $117/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this beautifully renovated 3-bedroom, 2-bath residence in the heart of Leonard. Situated on an oversized corner lot with no HOA, this move-in-ready home offers the perfect blend of modern updates and small-town charm. Inside, you'll find over 2,000 square feet of thoughtfully updated living space featuring fresh interior and exterior paint, brand-new flooring, a completely remodeled kitchen with new appliances, and beautifully updated bathrooms. The spacious bonus room provides endless possibilities as a home office, game room, media room, or fourth bedroom. Major improvements—including a new roof and HVAC system in 2024—offer peace of mind for years to come. The attached two-car garage, covered patio, and expansive backyard create the perfect setting for entertaining, relaxing, or enjoying outdoor activities. Conveniently located just minutes from schools, parks, downtown Leonard, and an easy commute to the growing North Texas corridor, this home delivers exceptional value, modern comfort, and room to grow. Don't miss your opportunity to own a turnkey home on one of Leonard's most desirable oversized lots. Schedule your private showing today.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • High Speed Internet

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric, Wall Window Units

Flooring

  • Ceramic Tile
  • Laminate

Appliances

  • Dishwasher
  • Electric Range
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Insert
  • Wood Burning

Exterior & lot

Features

  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener
  • Oversized
  • Workshop In Garage

Lot

  • Corner Lot
  • Few Trees

Community

Neighborhood

  • Subdivision: Watson Add

Schools

  • District: Leonard ISD
  • Elementary: Leonard
  • Middle: Leonard
  • High: Leonard

Financial & listing details

Listing

  • Price per sq ft: $117
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,378/mo

Principal & interest
$1,702/mo
Property taxes
$566/mo
Homeowners insurance (est.)
$110/mo
Loan amount
$211,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Christina Lafferty

Lafferty Real Estate Co

972-890-4447

MLS #
21268943

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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